No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR EIN 39-1995276 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $1.8M |
| QUANTUM HEALTH EIN 20-8423895 NONE | Consulting (general) Service code 16 | — | $1.4M |
| BENEFITFOCUS INC EIN 46-2346314 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | — | $554K |
| CVS CAREMARK EIN 75-2882129 NONE | Claims processing Service code 12 | — | $380K |
| TELEDOC EIN 04-3705970 NONE | Consulting (general) Service code 16 | — | $247K |
| WAGEWORKS EIN 94-3351864 NONE | Claims processing Service code 12 | — | $208K |
| EMPATHIA EIN 39-1567366 NONE | Participant communication Service code 38 | — | $183K |
| DELTA DENTAL OF WISCONSIN EIN 39-6094742 THIRD PARTY ADMIN | Contract Administrator Service code 13 | — | $140K |
| HEALTH STRATEGIES GROUP EIN 20-4944393 NONE | Consulting (general) Service code 16 | — | $75K |
| NATIONAL VISION ADMINISTRATORS EIN 25-1118523 NONE | Claims processing Service code 12 | — | $74K |
| BENEFIT CONCEPTS COBRA ADMIN EIN 05-0388095 NONE | Contract Administrator Service code 13 | — | $29K |
| NM INVESTMENT MGMT CO EIN 45-2034777 SUB OF SPONSOR | Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,431 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,431 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS AND BLUE SHIELD OF WISCONSIN | 3,191 | $4.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,191 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.