Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthRxPPO | HealthRxPPO |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 1 contract with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,096 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,333 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,429 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 4,132 | $15.0M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 4,132 | $15.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,132 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE KNOWN | Claims processing; Direct payment from the plan; Float revenue; Insurance services; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other fees Service code 12 | — | $2.8M |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE KNOWN | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $395K |
| SOLXSYS ADMINISTRATIVE SOLUTIONS EIN 83-2454243 NONE KNOWN | Direct payment from the plan; Plan Administrator Service code 14 | — | $366K |
| PLANTE & MORAN, PLLC EIN 33-1498605 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $314K |
| OPTUM RX INC. EIN 33-0441200 NONE KNOWN | Claims processing; Direct payment from the plan; Other fees Service code 12 | — | $245K |
| STEFANSKY, HOLLOWAY & NICHOLS, INC. EIN 38-2388845 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $209K |
| WEISMAN, YOUNG & RUEMENAPP, P.C. EIN 38-2590458 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $165K |
| BENEFITS PARTNER LLC DBA SALUS GRP EIN 20-2024076 NONE KNOWN | Consulting (general); Direct payment from the plan; Insurance agents and brokers Service code 16 | — | $111K |
| DIANE E PIZZO EIN 38-1940673 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $97K |
| AMERICAN GRAPHICS PRINTING CO. NONE KNOWN | Copying and duplicating; Direct payment from the plan Service code 36 | 34895 GROESBECK HWY CLINTON TWP, MI 48035 | $86K |
| STEPHANIE LUPA EIN 38-1940673 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $73K |
| DOMINIQUE POLICICCHIO EIN 38-1940673 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $62K |
| ASHER KELLY NONE KNOWN | Legal; Direct payment from the plan Service code 29 | 25800 NORTHWESTERN HIGHWAY SUITE 1100 SOUTHFIELD, MI 48075 | $55K |
| MORGAN OTTENBACHER EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $55K |
| NATIONAL INVSTMNT SERVICES OF AMER EIN 84-3937993 NONE KNOWN | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $52K |
| KRISTIN KINGSLEY EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $51K |
| ALEXANDRA SPITTLE EIN 38-1940673 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $48K |
| SHAYVEON GISSENDANNER EIN 38-1940673 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $46K |
| EMILY M WEEKS EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $40K |
| BRIAN TATMAN EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $38K |
| BRIAN GANTON EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $38K |
| CHADWICK CAPANDA EIN 38-1940673 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $34K |
| NOVARA TESIJA CATENACCI MCDONALD & EIN 38-3763096 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $31K |
| ZENWORK, INC. EIN 22-3876667 NONE KNOWN | Direct payment from the plan; Other services Service code 49 | — | $26K |
| CONSTRUCTION INDUSTRY RESOURCES INC EIN 38-2838463 NONE KNOWN | Consulting fees; Consulting (general); Direct payment from the plan Service code 16 | — | $24K |
| BOYD WATTERSON ASSET MANAGEMENT LLC EIN 34-1922005 NONE KNOWN | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $23K |
| NEPC, LLC EIN 26-1429809 NONE KNOWN | Consulting (pension); Direct payment from the plan Service code 17 | — | $21K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 NONE KNOWN | Direct payment from the plan; Actuarial Service code 11 | — | $20K |
| EBIX INC. EIN 77-0021975 NONE KNOWN | Other services; Participant communication; Direct payment from the plan Service code 38 | — | $19K |
| SEGAL SELECT INSURANCE SERVICES INC EIN 46-0619194 NONE KNOWN | Insurance services; Insurance agents and brokers Service code 22 | — | $18K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE KNOWN | Float revenue; Investment management fees paid indirectly by plan; Investment management; Distribution (12b-1) fees; Direct payment from the plan; Investment management fees paid directly by plan; Shareholder servicing fees Service code 28 | — | $18K |
| CANCER NAVIGATORS, INC. EIN 03-0397867 NONE KNOWN | Other services; Direct payment from the plan Service code 49 | — | $16K |
| QUADIENT, INC. NONE KNOWN | Direct payment from the plan; Participant communication Service code 38 | 478 WHEELERS FARMS ROAD MILFORD, CT 06461 | $10K |
| MADDIN, HAUSER, ROTH & HELLER EIN 38-3024220 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $9K |
| CORRIGAN RECORD STORAGE, LLC EIN 38-3544543 NONE KNOWN | Direct payment from the plan; Other services Service code 49 | — | $8K |
| JPMORGAN CHASE BANK, N.A. EIN 13-4994650 NONE KNOWN | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $8K |
| U.S. BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE KNOWN | Custodial (securities); Direct payment from the plan Service code 19 | — | $7K |
| PAYCHEX OF NEW YORK LLC NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | 911 PANORAMA TRL S ROCHESTER, NY 14625 | $6K |
| MICHAEL RICHARD ROLL EIN 27-1875122 NONE KNOWN | Direct payment from the plan; Copying and duplicating Service code 36 | — | $5K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
10 filings · 2016 to 2025