See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE KNOWN | Direct payment from the plan; Contract Administrator; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing; Other fees; Insurance services Service code 12 | — | $2.6M |
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Direct payment from the plan; Plan Administrator Service code 14 | — | $307K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE KNOWN | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $306K |
| BENEFITS PARTNER LLC DBA SALUS GROU EIN 20-2024076 NONE KNOWN | Direct payment from the plan; Insurance agents and brokers; Consulting (general) Service code 16 | — | $247K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $147K |
| STEFANSKY, HOLLOWAY & NICHOLS, INC. EIN 38-2388845 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $100K |
| FINKEL, WHITEFIELD, SELIK, P.C. EIN 38-2529039 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $86K |
| AMERICAN GRAPHICS PRINTING CO. EIN 38-2090931 NONE KNOWN | Direct payment from the plan; Copying and duplicating Service code 36 | — | $86K |
| NATIONAL INVESTMENT SERVICES, INC. EIN 80-0169636 NONE KNOWN | Investment management fees paid directly by plan; Direct payment from the plan; Investment management Service code 28 | — | $81K |
| CONSTRUCTION INDUSTRY RESOURCES INC EIN 38-2838463 NONE KNOWN | Consulting (general); Direct payment from the plan Service code 16 | — | $66K |
| SEIZERT CAPITAL PARTNERS, LLC EIN 38-3553488 NONE KNOWN | Soft dollars commissions; Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | — | $56K |
| TIMOTHY LALONDE EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $34K |
| SULLIVAN, WARD, PATTON, GLEESON EIN 38-1880608 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $32K |
| CHADWICK CAPANDA EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $28K |
| DOUGLAS WEBB EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $28K |
| TIMOTHY ABLER EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $28K |
| NOVARA TESIJA & CATENACCI, PLLC EIN 38-3763096 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $26K |
| JEFFREY M. LESSER, P.C. EIN 38-3033865 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $26K |
| CVS PHARMACY, INC. EIN 05-0340626 NONE KNOWN | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Claims processing Service code 12 | — | $25K |
| ASHER KELLY NONE KNOWN | Legal; Direct payment from the plan Service code 29 | 25800 NORTHWESTERN HIGHWAY SUITE 1100 SOUTHFIELD, MI 48075 | $22K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE KNOWN | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Shareholder servicing fees; Investment management; Direct payment from the plan; Float revenue Service code 28 | — | $18K |
| PAUL AUSTIN NONE KNOWN | Consulting fees; Consulting (general); Actuarial Service code 11 | 2862 FOXFIRE MILFORD, MI 48380 | $18K |
| WATKINS, PAWLICK, CALATI & PRIFTI, EIN 83-2893229 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $15K |
| NEPC, LLC EIN 26-1429809 NONE KNOWN | Direct payment from the plan; Consulting (pension) Service code 17 | — | $14K |
| VICTORY CAPITAL MANAGEMENT EIN 13-2700161 NONE KNOWN | Investment management fees paid directly by plan; Direct payment from the plan; Soft dollars commissions; Investment management Service code 28 | — | $13K |
| MADDIN, HAUSER, ROTH & HELLER PC EIN 38-3024220 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $12K |
| EBIX INC. EIN 77-0021975 NONE KNOWN | Direct payment from the plan; Participant communication Service code 38 | — | $9K |
| JP MORGAN CHASE BANK, N.A. EIN 13-4994650 NONE KNOWN | Direct payment from the plan; Float revenue; Custodial (other than securities); Custodial (securities) Service code 18 | — | $9K |
| HOPE HEALTH NONE KNOWN | Copying and duplicating; Direct payment from the plan Service code 36 | 360 NORTH IRBY ST FLORENCE, SC 29501 | $8K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 NONE KNOWN | Actuarial; Direct payment from the plan Service code 11 | — | $8K |
| CORRIGAN RECORD STORAGE NONE KNOWN | Other services; Direct payment from the plan Service code 49 | 45200 GRAND RIVER AVE NOVI, MI 48375 | $6K |
| PAYCHEX OF NEW YORK LLC NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | 911 PANORAMA TRL S ROCHESTER, NY 14625 | $5K |
| BAYVIEW INS GRP DBA UNION SERVICES EIN 38-3297465 NONE KNOWN | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,942 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,534 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,476 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 4,391 | $10.0M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 4,391 | $10.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,391 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.