No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 NONE KNOWN | Direct payment from the plan; Other fees; Insurance services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Contract Administrator; Claims processing Service code 12 | — | $2.3M |
| BENEFITS PARTNER LLC DBA SALUS GROU EIN 20-2024076 NONE KNOWN | Insurance agents and brokers; Consulting (general); Direct payment from the plan Service code 16 | — | $314K |
| DELTA DENTAL OF MICHIGAN EIN 38-1791480 NONE KNOWN | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $308K |
| BENESYS, INC. EIN 38-2383171 NONE KNOWN | Direct payment from the plan; Plan Administrator Service code 14 | — | $307K |
| BENEFIT STREET PARTNERS SS OPP FD EIN 38-3985598 NONE KNOWN | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $186K |
| FINKEL, WHITEFIELD, SELIK, P.C. EIN 38-2529039 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $173K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $141K |
| STEFANSKY, HOLLOWAY & NICHOLS, INC. EIN 38-2388845 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $95K |
| PART D ADVISORS, INC. EIN 20-2595200 NONE KNOWN | Consulting (general); Direct payment from the plan Service code 16 | — | $81K |
| NATIONAL INVSTMNT SERVICES OF AMER EIN 84-3937993 NONE KNOWN | Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $75K |
| JEFFREY M. LESSER, P.C. EIN 38-3033865 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $70K |
| AMERICAN GRAPHICS PRINTING CO. EIN 38-2090931 NONE KNOWN | Copying and duplicating; Direct payment from the plan Service code 36 | — | $69K |
| CONSTRUCTION INDUSTRY RESOURCES INC EIN 38-2838463 NONE KNOWN | Direct payment from the plan; Consulting (general) Service code 16 | — | $53K |
| TIMOTHY LALONDE EIN 38-1940673 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $34K |
| NOVARA TESIJA & CATENACCI, PLLC EIN 38-3763096 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $33K |
| SEIZERT CAPITAL PARTNERS, LLC EIN 38-3553488 NONE KNOWN | Soft dollars commissions; Direct payment from the plan; Investment management fees paid directly by plan; Investment management Service code 28 | — | $31K |
| ASHER KELLY NONE KNOWN | Legal; Direct payment from the plan Service code 29 | 25800 NORTHWESTERN HIGHWAY SUITE 1100 SOUTHFIELD, MI 48075 | $31K |
| CHADWICK CAPANDA EIN 38-1940673 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $28K |
| DOUGLAS WEBB EIN 38-1940673 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $28K |
| CVS PHARMACY, INC. EIN 05-0340626 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $22K |
| JP MORGAN CHASE BANK, N.A. EIN 13-4994650 NONE KNOWN | Investment management; Trustee (bank, trust company, or similar financial institution); Custodial (securities); Distribution (12b-1) fees; Investment management fees paid indirectly by plan; Direct payment from the plan; Investment management fees paid directly by plan; Shareholder servicing fees Service code 19 | — | $21K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE KNOWN | Investment management; Direct payment from the plan; Float revenue; Distribution (12b-1) fees; Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Shareholder servicing fees Service code 28 | — | $19K |
| MADDIN, HAUSER, ROTH & HELLER PC EIN 38-3024220 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $19K |
| EBIX INC. EIN 77-0021975 NONE KNOWN | Participant communication; Direct payment from the plan Service code 38 | — | $18K |
| QUADIENT, INC. NONE KNOWN | Participant communication; Direct payment from the plan Service code 38 | 478 WHEELERS FARMS ROAD MILFORD, CT 06461 | $14K |
| VICTORY CAPITAL MANAGEMENT INC. EIN 13-2700161 NONE KNOWN | Direct payment from the plan; Investment management fees paid directly by plan; Soft dollars commissions; Investment management Service code 28 | — | $13K |
| NEPC, LLC EIN 26-1429809 NONE KNOWN | Direct payment from the plan; Consulting (pension) Service code 17 | — | $12K |
| BOYD WATTERSON ASSET MANAGEMENT LLC EIN 34-1922005 NONE KNOWN | Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | — | $10K |
| UNITED ACTUARIAL SERVICES, INC. EIN 35-2156428 NONE KNOWN | Direct payment from the plan; Actuarial Service code 11 | — | $9K |
| CORRIGAN RECORD STORAGE NONE KNOWN | Direct payment from the plan; Other services Service code 49 | 45200 GRAND RIVER AVE. NOVI, MI 48375 | $6K |
| PAYCHEX OF NEW YORK LLC NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | 911 PANORAMA TRL S ROCHESTER, NY 14625 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,090 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,455 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,545 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 4,342 | $14.6M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 4,342 | $14.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.