See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SAV RX EIN 86-1323040 NONE | Contract Administrator Service code 13 | — | $205K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Other fees Service code 99 | — | $138K |
| WOTRING LAW LLC NONE | Legal Service code 29 | 618 OVERLEA ROAD BETHESDA, MD 20816 | $123K |
| UNITED ACTUARIAL SERVICES, INC EIN 35-2156428 NONE | Consulting (general) Service code 16 | — | $117K |
| WILLIG WILLIAMS & DAVIDSON EIN 23-2416488 NONE | Legal Service code 29 | — | $112K |
| STACEY VAVOULEAS EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $108K |
| MICHAEL O'MALLEY EIN 36-2153764 ADMINISTRATOR | Plan Administrator; Employee (plan) Service code 14 | — | $96K |
| NATIONAL INVESTMENT SERVICES OF AME EIN 84-3937993 NONE | Investment management fees paid directly by plan Service code 51 | — | $92K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $91K |
| SDP PROFESSIONAL SERVICES LLC EIN 93-1659967 TRUSTEE | Trustee (individual) Service code 20 | — | $86K |
| KATIE MCINERNEY EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $79K |
| ALLISON STEFFENHAGEN EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $72K |
| MAUREEN STEFFENHAGEN EIN 36-2153764 NONE | Employee (plan) Service code 30 | — | $54K |
| LOOMIS SAYLES TRUST COMPANY EIN 20-8080381 NONE | Investment management fees paid directly by plan Service code 51 | — | $50K |
| LASALLE CONSULTING PARTNERS EIN 36-4030449 NONE | Other services Service code 49 | — | $45K |
| SARA POWER EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $43K |
| MARGARET SUMRALL EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $41K |
| JOYCE A CAMARILLO EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $33K |
| SOMMERS & FARENBACH EIN 36-1796440 NONE | Copying and duplicating Service code 36 | — | $30K |
| JODY CONNOLLY EIN 36-1796440 EMPLOYEE | Employee (plan) Service code 30 | — | $29K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Investment advisory (plan) Service code 27 | — | $23K |
| DANIEL HOYER, LLC EIN 92-3558444 TRUSTEE | Trustee (individual) Service code 20 | — | $20K |
| GUARDIAN LIFE INSURANCE COMPANY NONE | Other services Service code 49 | 605 E. HOLLAND AVENUE SPOKANE, WA 99218 | $17K |
| FABRICANT & FABRICANT INC. EIN 81-5191759 NONE | Insurance agents and brokers Service code 22 | — | $13K |
| BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Custodial (securities); Investment management; Float revenue; Other investment fees and expenses Service code 19 | — | $10K |
| FAIR HEALTH, INC. EIN 90-0524294 NONE | Other services Service code 49 | — | $10K |
| NEIL MCKINNEY EIN 36-2153764 TRUSTEE | Trustee (individual) Service code 20 | — | $9K |
| GARY CALDWELL EIN 36-2153764 TRUSTEE | Trustee (individual) Service code 20 | — | $9K |
| PHIL REAMS EIN 36-2153764 TRUSTEE | Trustee (individual) Service code 20 | — | $7K |
| DELMAR R. SCHAEFER EIN 36-2153764 TRUSTEE | Trustee (individual) Service code 20 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,558 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 165 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,723 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 1,723 | $25.8M |
| Vision | VISION SERVICE PLAN | 1,731 | $175K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,534 | $415K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,731 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.