See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BRIAN O'MALLEY EIN 36-2153764 ADMINISTRATOR | Plan Administrator; Employee (plan) Service code 14 | — | $189K |
| MORGAN LEWIS & BOCKIUS LLP EIN 23-0891050 NONE | Legal Service code 29 | — | $131K |
| STACEY POPP EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $130K |
| MARGARET SUMRALL EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $112K |
| KATIE MCINERNEY EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $111K |
| ALLISON STEFFENHAGEN EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $105K |
| INNOVATIVE SOFTWARE SOLUTIONS INC EIN 23-2182079 NONE | Other fees Service code 99 | — | $99K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $99K |
| UNITED ACTUARIAL SERVICES, INC EIN 35-2156428 NONE | Actuarial Service code 11 | — | $96K |
| MICHAEL O'MALLEY EIN 36-2153764 ASST PLAN ADMIN | Employee (plan); Plan Administrator Service code 14 | — | $75K |
| NATIONAL INVESTMENT SERVICES EIN 80-0169636 NONE | Investment management fees paid directly by plan Service code 51 | — | $68K |
| MAUREEN STEFFENHAGEN EIN 36-2153764 NONE | Employee (plan) Service code 30 | — | $65K |
| VIVIAN JANECZKO EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $59K |
| JOYCE A CAMARILLO EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $56K |
| SARA LIGUE EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $56K |
| WILLIG WILLIAMS & DAVIDSON EIN 23-2416488 NONE | Legal Service code 29 | — | $54K |
| MCDONNELL INVESTMENT MANAGEMENT EIN 36-4445613 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Soft dollars commissions; Securities brokerage; Investment management Service code 28 | — | $29K |
| SEGAL MARCO ADVISORS EIN 36-3555078 NONE | Investment advisory (plan) Service code 27 | — | $25K |
| LASALLE CONSULTING PARTNERS EIN 36-4030449 NONE | Other services Service code 49 | — | $23K |
| BANK OF AMERICA EIN 94-1687665 NONE | Other fees Service code 99 | — | $23K |
| SOMMERS & FARENBACH EIN 36-1796440 NONE | Copying and duplicating Service code 36 | — | $21K |
| FAIR HEALTH, INC. EIN 90-0524294 NONE | Other services Service code 49 | — | $16K |
| AXIA STRATEGIES NONE | Consulting (general) Service code 16 | 8688 EAGLE CREEK CIRCLE SAVAGE, MN 55378 | $10K |
| RB SYSTEMS EIN 36-3091707 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $7K |
| ELITE ADMINISTRATION EIN 36-2238689 NONE | Insurance agents and brokers Service code 22 | — | $0 |
| OPTUM RX INC EIN 33-0441200 NONE | Claims processing; Direct payment from the plan; Float revenue; Other fees Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,508 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,532 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 2,532 | $38.2M |
| Vision | VISION SERVICE PLAN | 2,479 | $310K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,630 | $583K |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 2,392 | $478K |
| Other | STANDARD INSURANCE COMPANY | 2,630 | $583K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,630 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.