See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BRIAN O'MALLEY EIN 36-2153764 ADMINISTRATOR | Employee (plan); Plan Administrator Service code 14 | — | $187K |
| STACEY POPP EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $119K |
| LISA BEYER EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $108K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $99K |
| WILLIG WILLIAMS & DAVIDSON EIN 23-2416488 NONE | Legal Service code 29 | — | $97K |
| MARGARET SUMRALL EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $95K |
| INNOVATIVE SOFTWARE SOLUTIONS INC EIN 23-2182079 NONE | Other fees Service code 99 | — | $94K |
| MORGAN LEWIS & BOCKIUS LLP EIN 23-0891050 NONE | Legal Service code 29 | — | $91K |
| ALLISON STEFFENHAGEN EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $81K |
| MICHAEL O'MALLEY EIN 36-2153764 ASST PLAN ADMIN | Plan Administrator; Employee (plan) Service code 14 | — | $63K |
| MAUREEN STEFFENHAGEN EIN 36-2153764 NONE | Employee (plan) Service code 30 | — | $60K |
| NATIONAL INVESTMENT SERVICES EIN 80-0169636 NONE | Investment management fees paid directly by plan Service code 51 | — | $54K |
| VIVIAN JANECZKO EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $54K |
| SEGAL CONSULTING NONE | Consulting (general) Service code 16 | 101 N WACKER DRIVE, STE 500 CHICAGO, IL 60606 | $49K |
| JOYCE A CAMARILLO EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $47K |
| SARA LIGUE EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $47K |
| KATIE MCINERNEY EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $40K |
| BERNADINE FERRO EIN 36-2153764 EMPLOYEE | Employee (plan) Service code 30 | — | $39K |
| ILLINOIS ADVOCATES OWNER IS SON OF TRUSTEE | Legal Service code 29 | 77 W WASHINGTON ST, STE 2120 CHICAGO, IL 60602 | $35K |
| GUARDIAN DENTAL EIN 13-5123390 NONE | Direct payment from the plan Service code 50 | — | $32K |
| MARCO CONSULTING GROUP INC EIN 36-3555078 NONE | Investment advisory (plan) Service code 27 | — | $25K |
| MCDONNELL INVESTMENT MANAGEMENT EIN 36-4445613 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Investment management fees paid indirectly by plan; Investment management; Securities brokerage Service code 28 | — | $24K |
| RB SYSTEMS EIN 36-3091707 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $20K |
| HARTMAN AND ASSOCIATES EIN 32-0000497 NONE | Actuarial Service code 11 | — | $20K |
| LASALLE CONSULTING PARTNERS EIN 36-4030449 NONE | Other services Service code 49 | — | $20K |
| BANK OF AMERICA EIN 94-1687665 NONE | Other fees Service code 99 | — | $19K |
| FAIR HEALTH, INC. EIN 90-0524294 NONE | Other services Service code 49 | — | $15K |
| SOMMERS & FARENBACH EIN 36-1796440 NONE | Copying and duplicating Service code 36 | — | $12K |
| GOODWIN CAPITAL PARTNERS EIN 13-5155720 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
| THE LAW OFFICES OF PAUL M. NEWCOMER EIN 46-5214841 NONE | Legal Service code 29 | — | $8K |
| ELITE ADMINISTRATION EIN 36-2238689 NONE | Insurance agents and brokers Service code 22 | — | $0 |
| OPTUM RX INC EIN 33-0441200 NONE | Other fees; Direct payment from the plan; Float revenue; Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,612 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 50 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,667 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 2,699 | $35.3M |
| Vision | VISION SERVICE PLAN | 2,659 | $380K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 6,191 | $1.0M |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 2,719 | $369K |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 6,191 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,191 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.