| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC | 2600 CAPITOL AVE STE 340 SACRAMENTO, CA 958165930 | KAISER FOUNDATION HEALTH PLAN, INC. | $67K | — | $67K | 2.91% |
| JOSEPH ANTHONY LAROCCA3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 333086262 | KAISER FOUNDATION HEALTH PLAN, INC. | $25K | — | $25K | 1.11% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC | 2600 CAPITOL AVE STE 340 SACRAMENTO, CA 958165930 | KAISER FOUNDATION HEALTH PLAN, INC. | $46K | — | $46K | 2.84% |
| JOSEPH ANTHONY LAROCCA3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 333086262 | KAISER FOUNDATION HEALTH PLAN, INC. | $19K | — | $19K | 1.15% |
| JD ALLMAN, INC.3 Filed as: J D ALLMAN INC | 2600 CAPITOL AVE STE 340 SACRAMENTO, CA 958165930 | METROPOLITAN LIFE INSURANCE COMPANY | $80K | — | $80K | 14.85% |
| EOI SERVICE COMPANY INC3 | 3100 E MIRALOMA AVE STE 240 ANAHEIM, CA 928061949 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 1.11% |
| BENE RE LLC3 | 5217 MONROE ST STE B TOLEDO, OH 436234615 | RELIASTAR LIFE INSURANCE COMPANY | — | $29K | $29K | 8.00% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC | 1730 I ST STE 240 SACRAMENTO, CA 958113017 | RELIASTAR LIFE INSURANCE COMPANY | $23K | — | $23K | 6.48% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | 3100 E MIRALOMA AVE STE 240 ANAHEIM, CA 928061949 | RELIASTAR LIFE INSURANCE COMPANY | $9K | $9K | $18K | 5.14% |
| GUARANTEE INSURANCE PARTNERS LLC3 Filed as: GUARANTEE INSURANCE PARTNERS LLC. | 2425 W INDIANTOWN RD JUPITER, FL 334585898 | RELIASTAR LIFE INSURANCE COMPANY | $3K | — | $3K | 0.87% |
| JD ALLMAN, INC.3 Filed as: JD ALLMAN INC. | — | COMBINED INSURANCE COMPANY | $27K | — | $27K | 16.84% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY | — | COMBINED INSURANCE COMPANY | $25K | — | $25K | 15.42% |
| JD ALLMAN, INC.3 Filed as: JD ALLMAN INC. | 1730 E ST STE 240 SACRAMENTO, CA 95811 | COMPANION LIFE INSURANCE COMPANY | $708 | — | $708 | 6.04% |
| GUARANTEE INSURANCE PARTNERS LLC3 Filed as: GUARANTEE INSURANCE PARTNERS, LLC | 104 GEORGIAN CIRCLE JUPITER, FL 33458 | COMPANION LIFE INSURANCE COMPANY | $465 | — | $465 | 3.97% |
| DAVID ALLMAN3 | 1730 I STREET STE 240 SACRAMENTO, CA 95811 | COMPANION LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHCOMP, LLC EIN 77-0385729 CONTRACT ADMINISTRATOR | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $748K |
| BLUE CROSS EIN 95-4331852 PPO/UR VENDOR | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $429K |
| RISK STRATEGIES CO EIN 16-1689464 BROKER | Other fees; Direct payment from the plan Service code 50 | — | $28K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,279 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 74 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,353 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 248 | $3.9M |
| Dental(2 contracts, 2 carriers) | COMBINED INSURANCE COMPANY | 252 | $172K |
| Vision | COMPANION LIFE INSURANCE COMPANY | 7 | $12K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 407 | $536K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 407 | $536K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN, INC. | 248 | $3.9M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 785 | $894K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 785 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.