| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC | 1730 I ST STE 240 SACRAMENTO, CA 958113017 | KAISER FOUNDATION HEALTH PLAN INC | $98K | — | $98K | 3.98% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC | 1730 I ST STE 240 SACRAMENTO, CA 958113017 | KAISER FOUNDATION HEALTH PLAN INC | $68K | — | $68K | 3.71% |
| JD ALLMAN, INC.3 Filed as: J D ALLMAN INC | 1730 I ST STE 240 SACRAMENTO, CA 958113017 | METROPOLITAN LIFE INSURANCE COMPANY | $76K | — | $76K | 11.99% |
| EOI SERVICE COMPANY INC3 | 1820 E 1ST ST STE 400 SANTA ANA, CA 927054078 | METROPOLITAN LIFE INSURANCE COMPANY | — | $30K | $30K | 4.78% |
| JD ALLMAN, INC.3 Filed as: J. D. ALLMAN INC. | 1730 I ST STE 240 SACRAMENTO, CA 958113017 | VISION SERVICE PLAN | $5K | — | $5K | 1.71% |
| OMEGACOMP HR3 | 1730 I STREET SUITE 240 SACRAMENTO, CA 95811 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $16K | — | $16K | 20.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST #400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $5K | $5K | 6.00% |
| OMEGACOMP HR3 | 1730 I STREET SUITE 240 SACRAMENTO, CA 95811 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST #400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $3K | $3K | 6.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST #400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $1K | $3K | 16.71% |
| OMEGACOMP HR3 | 1730 I STREET SUITE 240 SACRAMENTO, CA 95811 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,822 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 22 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,866 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 404 | $4.3M |
| Dental | WESTERN DENTAL | 4,347 | $278K |
| Vision | VISION SERVICE PLAN | 2,085 | $298K |
| Life insurance(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,295 | $691K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,295 | $709K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,295 | $691K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.