| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC | 1730 I ST STE 240 SACRAMENTO, CA 958113017 | KAISER FOUNDATION HEALTH PLAN INC. | $154K | — | $154K | 3.97% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC | 1730 I ST STE 240 SACRAMENTO, CA 958113017 | KAISER FOUNDATION HEALTH PLAN INC | $111K | — | $111K | 4.04% |
| OMEGACOMP HR3 | 1730 I STREET SUITE 240 SACRAMENTO, CA 95811 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $71K | — | $71K | 20.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST #400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $20K | $20K | 5.63% |
| JD ALLMAN, INC.3 Filed as: J.D.ALLMAN INC. | 1730 I ST STE 240 SACRAMENTO, CA 958113017 | VISION SERVICE PLAN | $5K | — | $5K | 1.68% |
| OMEGACOMP HR3 | 1730 I STREET SUITE 240 SACRAMENTO, CA 95811 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $42K | — | $42K | 15.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST #400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $16K | $16K | 5.82% |
| OMEGACOMP HR3 | 1730 I STREET SACRAMENTO, CA 95811 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $36K | — | $36K | 15.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST #400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $14K | $14K | 5.73% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST #400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $100K | $10K | $110K | 66.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E. 1ST ST. SUITE 400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $3K | $3K | 1.59% |
| OMEGACOMP HR3 | 1730 I STREET SUITE 240 SACRAMENTO, CA 95811 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $21K | — | $21K | 15.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICE COMPANY, INC. | 1820 E 1ST ST #400 SANTA ANA, CA 92705 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $8K | $8K | 5.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,823 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,831 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 696 | $6.6M |
| Dental | WESTERN DENTAL | 5,238 | $158K |
| Vision | VISION SERVICE PLAN | 2,544 | $300K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,163 | $381K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 319 | $357K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 4,163 | $587K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.