| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC. | 1730 I STREET, SUITE 240 SACRAMENTO, CA 95811 | KAISER FOUNDATION HEALTH PLAN INC | $156K | $0 | $156K | 3.90% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC. | 1730 I STREET, SUITE 240 SACRAMENTO, CA 95811 | METROPOLITAN LIFE INSURANCE COMPANY | $117K | $5K | $122K | 15.52% |
| EOI SERVICE COMPANY INC3 | 1820 EAST 1ST STREET, SUITE 400 SANTA ANA, CA 92705 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $23K | $23K | 2.99% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN, INC. | 1730 I STREET, SUITE 240 SACRAMENTO, CA 95811 | VISION SERVICE PLAN | $5K | $0 | $5K | 1.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,623 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC | 593 | $4.0M |
| Dental | WESTERN DENTAL SERVICES, INC. | 4,271 | $158K |
| Vision | VISION SERVICE PLAN | 2,071 | $292K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 5,514 | $787K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,514 | $787K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 593 | $4.0M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 5,514 | $787K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,514 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.