| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN INC | 1730 I STREET, SUITE 240 SACRAMENTO, CA 95811 | KAISER FOUNDATION HEALTH PLAN, INC. | $154K | $0 | $154K | 4.63% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN INC | 1730 I STREET, SUITE 240 SACRAMENTO, CA 95811 | METROPOLITAN LIFE INSURANCE COMPANY | $170K | $0 | $170K | 14.15% |
| EOI SERVICE COMPANY INC3 | 3100 EAST MIRALOMA AVENUE SUITE 240 ANAHEIM, CA 92806 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $35K | $35K | 2.93% |
| EOI SERVICE COMPANY INC3 | 1820 EAST FIRST STREET, SUITE 400 SANTA ANA, CA 92705 | RELIASTAR LIFE INSURANCE COMPANY | $57K | $84K | $141K | 18.35% |
| BENE RE LLC3 | 5217 MONROE STREET, SUITE B TOLEDO, OH 43623 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $61K | $61K | 8.00% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN INC | 1730 I STREET, SUITE 240 SACRAMENTO, CA 95811 | RELIASTAR LIFE INSURANCE COMPANY | $20K | $0 | $20K | 2.55% |
| JD ALLMAN, INC.3 Filed as: J.D. ALLMAN INC | 1730 I STREET, SUITE 240 SACRAMENTO, CA 95811 | VISION SERVICE PLAN | $5K | $0 | $5K | 1.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,931 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,931 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 535 | $3.3M |
| Dental | WESTERN DENTAL SERVICES, INC. | 3,756 | $169K |
| Vision | VISION SERVICE PLAN | 2,461 | $356K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 6,931 | $1.2M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,931 | $1.2M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 535 | $3.3M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 6,931 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,931 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.