| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD BLUE ASH, OH 45242 | SIDECAR HEALTH INSURANCE COMPANY | $81K | — | $81K | 5.36% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 BLUE ASH, OH 45242 | SIDECAR HEALTH INSURANCE COMPANY | $17K | — | $17K | 5.29% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | NATIONWIDE LIFE INSURANCE CO | $7K | — | $7K | 7.34% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $607 | $3K | 7.64% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $824 | — | $824 | 3.17% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $503 | — | $503 | 1.94% |
| GENESIS & ASSOCIATES LLC3 | 838 ACKLEY RD CINCINNATI, OH 45255 | CONTINENTAL AMERICAN INSURANCE COMPANY | $408 | — | $408 | 1.57% |
| CHRIS BIALKA - TEXAS SOUTH3 | 11260 CHESTER RD CINCINNATI, OH 45216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $294 | — | $294 | 1.13% |
| THOMAS M FISHBACK3 Filed as: THOMAS MARK FISHBACK | 1095 BILLINGSLEY DR BATAVIA, OH 45150 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.32% |
| BRIAN JOSEPH DAY3 | 2150 ASSOCIATION DRIVE SUITE 150 OKEMOS, MI 48864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.13% |
| JAMES J GRETHEL3 Filed as: JAMES JACOB GRETHEL | 865 CEDAR DR LOVELAND, OH 45140 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.11% |
| CHRIS D BOULDREY3 | 448 RIVER WOODS DR FLUSHING, MI 48864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.05% |
| INGER M PENNINGTON3 | 1369 BERKSHIRE DR MILFORD, OH 45150 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| J GAUDET LLC3 Filed as: J.GAUDET LLC | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| IAN B BRANYON3 Filed as: IAN BYRD BRANYON | 2301 LUCIEN WAY SUITE 150 MAITLAND, FL 32751 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| WILLIAM M HURLEY3 Filed as: WILLIAM H C ROBERTS | 3749 SACHEM AVE CINCINNATI, OH 45226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | NATIONWIDE LIFE INSURANCE CO | $2K | — | $2K | 7.24% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 8.50% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LN MILFORD, OH 45150 | AFLAC | $425 | — | $425 | 3.18% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $253 | — | $253 | 1.89% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $181 | — | $181 | 1.35% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $157 | — | $157 | 1.17% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $106 | — | $106 | 0.79% |
| KATHRYN HOFFMAN3 Filed as: KATHRYN E HOFFMAN | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $95 | — | $95 | 0.71% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $75 | — | $75 | 0.56% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $70 | — | $70 | 0.52% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $33 | — | $33 | 0.25% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $23 | — | $23 | 0.17% |
| LORI ANN KNAB3 | 6803 SUMMIT LAKE DR CINCINNATI, OH 45247 | AFLAC | $9 | — | $9 | 0.07% |
| JEFFREY W XAVER3 | PO BOX 809 LELAND, MI 49654 | AFLAC | $8 | — | $8 | 0.06% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $7 | — | $7 | 0.05% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $7 | — | $7 | 0.05% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $6 | — | $6 | 0.04% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $5 | — | $5 | 0.04% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $4 | — | $4 | 0.03% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $206 | $1K | 11.60% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $416 | — | $416 | 3.54% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $186 | — | $186 | 1.58% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LN MILFORD, OH 45150 | AFLAC | $109 | — | $109 | 0.93% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $99 | — | $99 | 0.84% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $68 | — | $68 | 0.58% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY, BUILDING 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $67 | — | $67 | 0.57% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $62 | — | $62 | 0.53% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY RD CINCINNATI, OH 45255 | AFLAC | $47 | — | $47 | 0.40% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $34 | — | $34 | 0.29% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $20 | — | $20 | 0.17% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $19 | — | $19 | 0.16% |
| JEFFREY D HARNED3 Filed as: JEFFREY XAVER | PO BOX 809 LELAND, MI 49654 | AFLAC | $18 | — | $18 | 0.15% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $11 | — | $11 | 0.09% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $11 | — | $11 | 0.09% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $5 | — | $5 | 0.04% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $5 | — | $5 | 0.04% |
| IAN B BRANYON3 | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $1 | — | $1 | 0.01% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $158 | $1K | 12.60% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $810 | $136 | $946 | 11.68% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $171 | — | $171 | 2.52% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $126 | — | $126 | 1.86% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LANE MILFORD, OH 45150 | AFLAC | $126 | — | $126 | 1.86% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $77 | — | $77 | 1.14% |
| BRIAN DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $36 | — | $36 | 0.53% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $36 | — | $36 | 0.53% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $31 | — | $31 | 0.46% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $29 | — | $29 | 0.43% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $26 | — | $26 | 0.38% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $19 | — | $19 | 0.28% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $16 | — | $16 | 0.24% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $7 | — | $7 | 0.10% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $5 | — | $5 | 0.07% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $4 | — | $4 | 0.06% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $4 | — | $4 | 0.06% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $2 | — | $2 | 0.03% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $325 | $65 | $390 | 10.20% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $498 | $45 | $543 | 16.35% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $497 | $45 | $542 | 21.80% |
| LANG FINANCIAL GROUP, INC.4 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $68 | $8 | $76 | 16.89% |
| CLEVELAND MCCALLISTER3 | 377 ECHO VALLEY DR VANDALIA, OH 45377 | AFLAC | $2 | — | $2 | 4.26% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD STE 100 CINCINNATI, OH 45242 | AFLAC | $1 | — | $1 | 2.13% |
| MICHAEL C WALKER3 Filed as: MICHAEL REBER | 20101 HERON CROSSING DRIVE TAMPA, FL 33647 | AFLAC | $1 | — | $1 | 2.13% |
| LEE ROY YOUNG ENTERPRISES3 Filed as: LEE R YOUNG | 76 N BICKETT RD XENIA, OH 45385 | AFLAC | — | — | $0 | 0.00% |
| LEE ROY YOUNG ENTERPRISES3 Filed as: LEE ROY YOUNG | 76 N BICKETT RD XENIA, OH 45385 | AFLAC | — | — | $0 | 0.00% |
| KYLE DUANE DAFLER3 | 2431 HAWKINS ROAD RICHMOND, IN 47374 | AFLAC | — | — | $0 | 0.00% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | — | — | $0 | 0.00% |
| JESSICA L MCGINNITY3 Filed as: JESSICA LYNN DAVIS | 1954 TURNBULL ROAD DAYTON, OH 45432 | AFLAC | — | — | $0 | 0.00% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | — | — | $0 | 0.00% |
| IAN B BRANYON3 | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 411 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 411 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | SIDECAR HEALTH INSURANCE COMPANY | 297 | $1.8M |
| Dental(2 contracts) | NATIONWIDE LIFE INSURANCE CO | 195 | $114K |
| Vision(2 contracts) | NATIONWIDE LIFE INSURANCE CO | 195 | $114K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 411 | $55K |
| Other(17 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 411 | $265K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 411 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.