| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | HUMANA HEALTH PLAN OF OHIO, INC. | $88K | $5K | $93K | 4.19% |
| KRISTY J FISHBACK3 | 1103 GLEN ECHO LN MILFORD, OH 45105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $784 | — | $784 | 0.38% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $504 | — | $504 | 0.24% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS & ASSOCIATES, LLC | 838 ACKLEY ROAD CINCINNATI, OH 45255 | CONTINENTAL AMERICAN INSURANCE COMPANY | $222 | — | $222 | 0.11% |
| MARK E CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $186 | — | $186 | 0.09% |
| CHRISTOPHER E BIALKA3 | 4460 BLACK OAK LANE MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $180 | — | $180 | 0.09% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $129 | — | $129 | 0.06% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $127 | — | $127 | 0.06% |
| THOMAS FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.03% |
| GROVE FINANCIAL LLC3 Filed as: GROVE FINANCIAL, LLC | 6482 SHAWNEE RUN ROAD CINCINNATI, OH 45243 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | — | $56 | 0.03% |
| JAMES J GRETHEL3 | 865 CEDAR DRIVE LOVELAND, OH 45140 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.02% |
| CHRIS D BOULDREY3 | 340 WOOD HILLS DRIVE CONCORD, MI 49237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVE CINCINNATI, OH 45226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | HUMANA INSURANCE COMPANY | $5K | $6K | $11K | 10.00% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LN MILFORD, OH 45150 | AFLAC | $455 | — | $455 | 2.32% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $433 | — | $433 | 2.21% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $381 | — | $381 | 1.95% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $210 | — | $210 | 1.07% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $157 | — | $157 | 0.80% |
| KATHRYN HOFFMAN3 Filed as: KATHRYN E HOFFMAN | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $107 | — | $107 | 0.55% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $94 | — | $94 | 0.48% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $75 | — | $75 | 0.38% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $68 | — | $68 | 0.35% |
| CHAPMAN SCHEWE & CUTSHALL LC Filed as: CHAPMAN SCHEWE | 838 ACKLEY RD CINCINNATI, OH 45255 | AFLAC | $61 | — | $61 | 0.31% |
| JEFFREY W XAVER3 | PO BOX 809 LELAND, MI 49654 | AFLAC | $35 | — | $35 | 0.18% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $30 | — | $30 | 0.15% |
| GENESIS & ASSOCIATES LLC3 | 838 ACKLEY RD CINCINNATI, OH 45255 | AFLAC | $16 | — | $16 | 0.08% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $11 | — | $11 | 0.06% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $10 | — | $10 | 0.05% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $10 | — | $10 | 0.05% |
| LORI ANN KNAB3 | 6803 SUMMIT LAKE DR CINCINNATI, OH 45247 | AFLAC | $9 | — | $9 | 0.05% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $8 | — | $8 | 0.04% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $7 | — | $7 | 0.04% |
| JAIME MASON GAUDET | 3923 W WAPOOT ST MERIDIAN, ID 83646 | AFLAC | $7 | — | $7 | 0.04% |
| GROVE FINANCIAL LLC3 Filed as: GROVE FINANCIAL, LLC | 4502 GLENBROOK DRIVE PALM HARBOR, FL 34683 | AFLAC | $4 | — | $4 | 0.02% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $126 | $2K | 9.16% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $498 | — | $498 | 3.50% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $225 | — | $225 | 1.58% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LN MILFORD, OH 45150 | AFLAC | $124 | — | $124 | 0.87% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $110 | — | $110 | 0.77% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $80 | — | $80 | 0.56% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY, BUILDING 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $78 | — | $78 | 0.55% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $62 | — | $62 | 0.44% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY RD CINCINNATI, OH 45255 | AFLAC | $45 | — | $45 | 0.32% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $34 | — | $34 | 0.24% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $26 | — | $26 | 0.18% |
| CHAPMAN SCEWE3 | 838 ACKLEY RD CINCINNATI, OH 45255 | AFLAC | $25 | — | $25 | 0.18% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $22 | — | $22 | 0.15% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $22 | — | $22 | 0.15% |
| JEFFREY D HARNED3 Filed as: JEFFREY XAVER | PO BOX 809 LELAND, MI 49654 | AFLAC | $21 | — | $21 | 0.15% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $15 | — | $15 | 0.11% |
| CARLA CARR3 Filed as: CARLA A CARR | PO BOX 176603 FORT MITCHELL, KY 41017 | AFLAC | $11 | — | $11 | 0.08% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS & ASSOCIATES, LLC | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $8 | — | $8 | 0.06% |
| RUTH WOLFANGEL3 | 8034 WITTS MILL LANE CINCINNATI, OH 45255 | AFLAC | $7 | — | $7 | 0.05% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $6 | — | $6 | 0.04% |
| GROVE FINANCIAL LLC3 Filed as: GROVE FINANCIAL, LLC | 4502 GLENBROOK DRIVE PALM HARBOR, FL 34683 | AFLAC | $5 | — | $5 | 0.04% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $5 | — | $5 | 0.04% |
| CAROL MULLEN3 Filed as: CAROL A MULLEN | 1708 MOUNT VERNON DRIVE COVINGTON, KY 41011 | AFLAC | $3 | — | $3 | 0.02% |
| MICHAEL J QUINN3 | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $2 | — | $2 | 0.01% |
| IAN B BRANYON3 | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $2 | — | $2 | 0.01% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $74 | $2K | 20.76% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD STE 100 CINCINNATI, OH 45242 | AFLAC | $507 | — | $507 | 5.42% |
| CLEVELAND MCCALLISTER3 | 377 ECHO VALLEY DR VANDALIA, OH 45377 | AFLAC | $340 | — | $340 | 3.63% |
| LEE ROY YOUNG ENTERPRISES3 Filed as: LEE R YOUNG | 76 N BICKETT RD XENIA, OH 45385 | AFLAC | $93 | — | $93 | 0.99% |
| MICHAEL C WALKER3 Filed as: MICHAEL REBER | 20101 HERON CROSSING DRIVE TAMPA, FL 33647 | AFLAC | $64 | — | $64 | 0.68% |
| KK BENEFITS, LLC3 | 9612 MANDEL DRIVE DAYTON, OH 45458 | AFLAC | $51 | — | $51 | 0.54% |
| KYLE DUANE DAFLER3 | 2431 HAWKINS ROAD RICHMOND, IN 47374 | AFLAC | $46 | — | $46 | 0.49% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $22 | — | $22 | 0.24% |
| LEE ROY YOUNG ENTERPRISES3 Filed as: LEE ROY YOUNG | 76 N BICKETT RD XENIA, OH 45385 | AFLAC | $11 | — | $11 | 0.12% |
| MATTHEW SMITH3 | 6655 MICHAEL DR CINCINNATI, OH 45243 | AFLAC | — | $9 | $9 | 0.10% |
| JESSICA L MCGINNITY3 Filed as: JESSICA LYNN DAVIS | 1954 TURNBULL ROAD DAYTON, OH 45432 | AFLAC | $6 | — | $6 | 0.06% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $5 | — | $5 | 0.05% |
| IAN B BRANYON3 | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $1 | — | $1 | 0.01% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $1 | — | $1 | 0.01% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $1 | — | $1 | 0.01% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $200 | — | $200 | 2.55% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $146 | — | $146 | 1.86% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LANE MILFORD, OH 45150 | AFLAC | $145 | — | $145 | 1.85% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $63 | — | $63 | 0.80% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $41 | — | $41 | 0.52% |
| BRIAN DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $39 | — | $39 | 0.50% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $36 | — | $36 | 0.46% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $36 | — | $36 | 0.46% |
| CHAPMAN SCHEWE & CUTSHALL LC Filed as: CHAPMAN SCHEWE | 838 ASKLEY RD CINCINNATI, OH 45255 | AFLAC | $36 | — | $36 | 0.46% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $29 | — | $29 | 0.37% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $19 | — | $19 | 0.24% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $16 | — | $16 | 0.20% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $7 | — | $7 | 0.09% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $6 | — | $6 | 0.08% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $5 | — | $5 | 0.06% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $5 | — | $5 | 0.06% |
| GROVE FINANCIAL LLC3 Filed as: GROVE FINANCIAL, LLC | 4502 GLENBROOK DRIVE PALM HARBOR, FL 34683 | AFLAC | $4 | — | $4 | 0.05% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $3 | — | $3 | 0.04% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $716 | — | $716 | 10.00% |
| CLEVELAND S MCCALLISTER3 | 30 MACY STREET DAYTON, OH 45415 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 3.44% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 2.81% |
| LEE ROY YOUNG ENTERPRISES3 | 816 POWELL AVENUE MIAMISBURG, OH 45342 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 2.50% |
| KEVIN MURPHY3 Filed as: KEVIN SVARDA ENTERPRISES, LLC | 1828 IRIS TRAIL WAYNESVILLE, OH 45068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 1.88% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 233 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN OF OHIO, INC. | 211 | $2.2M |
| Dental | HUMANA INSURANCE COMPANY | 217 | $111K |
| Vision | HUMANA INSURANCE COMPANY | 217 | $111K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 233 | $7K |
| Other(11 contracts, 4 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 233 | $400K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.