| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | MEDICAL MUTUAL | $46K | — | $46K | 2.64% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 3.18% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.48% |
| MARK E CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $583 | — | $583 | 0.74% |
| CHRISTOPHER E BIALKA3 | 4460 BLACK OAK LANE MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $545 | — | $545 | 0.69% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS & ASSOCIATES, LLC | 838 ACKLEY ROAD CINCINNATI, OH 45255 | CONTINENTAL AMERICAN INSURANCE COMPANY | $541 | — | $541 | 0.69% |
| THOMAS FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $443 | — | $443 | 0.56% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $418 | — | $418 | 0.53% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $405 | — | $405 | 0.51% |
| GROVE FINANCIAL LLC3 Filed as: GROVE FINANCIAL, LLC | 6482 SHAWNEE RUN ROAD CINCINNATI, OH 45243 | CONTINENTAL AMERICAN INSURANCE COMPANY | $358 | — | $358 | 0.45% |
| JAMES J GRETHEL3 | 865 CEDAR DRIVE LOVELAND, OH 45140 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | — | $90 | 0.11% |
| CHRIS D BOULDREY3 | 340 WOOD HILLS DRIVE CONCORD, MI 49237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.10% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.09% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.06% |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.06% |
| J GAUDET LLC3 Filed as: J GAUDET, LLC | 11260 CHESTER ROAD SUITE 500 CINCINNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.02% |
| WILLIAM ROBERTS3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 175 CINCINNATI, OH 45242 | COMMUNITY INSURANCE COMPANY | $4K | — | $4K | 5.00% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| CLEVELAND MCCALLISTER3 | 30 MACY STREET DAYTON, OH 45415 | AFLAC | $2K | $166 | $2K | 6.78% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $831 | — | $831 | 2.28% |
| LEE ROY YOUNG ENTERPRISES3 Filed as: LEE ROY YOUNG ENTERPRISES, INC. | 6746 CARINTHIA DRIVE DAYTON, OH 45459 | AFLAC | $408 | $33 | $441 | 1.21% |
| MICHAEL C WALKER3 Filed as: MICHAEL REBER | 20101 HERON CROSSING DRIVE TAMPA, FL 33647 | AFLAC | $433 | — | $433 | 1.19% |
| KK BENEFITS, LLC3 | 9612 MANDEL DRIVE DAYTON, OH 45458 | AFLAC | $277 | — | $277 | 0.76% |
| KYLE DUANE DAFLER3 Filed as: KYLE DAFLER | 2431 HAWKINS ROAD RICHMOND, IN 47374 | AFLAC | $161 | $33 | $194 | 0.53% |
| MATTHEW HAND3 | 10113 KINGSHYRE WAY TAMPA, FL 33647 | AFLAC | $190 | — | $190 | 0.52% |
| BRIAN DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $174 | — | $174 | 0.48% |
| JESSICA L MCGINNITY3 Filed as: JESSICA DAVIS | 1954 TURNBULL ROAD DAYTON, OH 45432 | AFLAC | $60 | — | $60 | 0.16% |
| KEVIN MURPHY3 Filed as: KEVIN SVARDA ENTERPRISES, LLC | 1828 IRIS TRAIL WAYNESVILLE, OH 45068 | AFLAC | $53 | — | $53 | 0.15% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $32 | — | $32 | 0.09% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 2301 LUCIEN WAY SUITE 150 MAITLAND, FL 32751 | AFLAC | $25 | — | $25 | 0.07% |
| SHAWN M MCDERMOTT3 Filed as: SHAWN MCDERMOTT | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $12 | — | $12 | 0.03% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | AFLAC | $11 | — | $11 | 0.03% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVENUE CINCINNATI, OH 45226 | AFLAC | $7 | — | $7 | 0.02% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $1K | $13 | $1K | 4.10% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $743 | — | $743 | 2.50% |
| THOMAS FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $413 | $36 | $449 | 1.51% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $307 | — | $307 | 1.03% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS & ASSOCIATES, LLC | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $296 | — | $296 | 1.00% |
| MARK EDWARD CASE3 Filed as: MARK CASE | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $151 | — | $151 | 0.51% |
| BRIAN DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $132 | — | $132 | 0.44% |
| GROVE FINANCIAL LLC3 Filed as: GROVE FINANCIAL, LLC | 4502 GLENBROOK DRIVE PALM HARBOR, FL 34683 | AFLAC | $117 | $10 | $127 | 0.43% |
| CHRIS BIALKA3 | 6342 CALIDA WAY MASON, OH 45040 | AFLAC | $113 | — | $113 | 0.38% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $95 | — | $95 | 0.32% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $81 | — | $81 | 0.27% |
| JEFFREY D HARNED3 Filed as: JEFFREY XAVER | 5300 EAGLES NEST LANE LELAND, MI 49654 | AFLAC | $60 | — | $60 | 0.20% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $41 | — | $41 | 0.14% |
| JAIME MASON GAUDET3 Filed as: JAIME GAUDET | 11260 CHESTER ROAD SUITE 500 CINCINNATI, OH 45246 | AFLAC | $36 | — | $36 | 0.12% |
| LORI ANN KNAB3 Filed as: LORI KNAB | 3792 HUBBLE ROAD CINCINNATI, OH 45247 | AFLAC | $22 | $3 | $25 | 0.08% |
| SHAWN M MCDERMOTT3 Filed as: SHAWN MCDERMOTT | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $15 | — | $15 | 0.05% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | AFLAC | $12 | — | $12 | 0.04% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 2301 LUCIEN WAY SUITE 150 MAITLAND, FL 32751 | AFLAC | $9 | — | $9 | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF KENTUCKY, LLC | PO BOX 73125 BELLEVUE, KY 41073 | AFLAC | $1 | — | $1 | 0.00% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $855 | $9 | $864 | 3.54% |
| THOMAS FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $336 | $86 | $422 | 1.73% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $420 | — | $420 | 1.72% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS & ASSOCIATES, LLC | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $267 | — | $267 | 1.09% |
| GROVE FINANCIAL LLC3 Filed as: GROVE FINANCIAL, LLC | 4502 GLENBROOK DRIVE PALM HARBOR, FL 34683 | AFLAC | $135 | $19 | $154 | 0.63% |
| BRIAN DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $123 | — | $123 | 0.50% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $119 | — | $119 | 0.49% |
| CHRIS BIALKA3 | 6342 CALIDA WAY MASON, OH 45040 | AFLAC | $84 | — | $84 | 0.34% |
| MARK EDWARD CASE3 Filed as: MARK CASE | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $81 | — | $81 | 0.33% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PARKWAY, BUILDING 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $78 | — | $78 | 0.32% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $57 | — | $57 | 0.23% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $54 | — | $54 | 0.22% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $25 | — | $25 | 0.10% |
| JEFFREY D HARNED3 Filed as: JEFFREY XAVER | 5300 EAGLES NEST LANE LELAND, MI 49654 | AFLAC | $21 | — | $21 | 0.09% |
| CARLA CARR3 | PO BOX 176603 FORT MITCHELL, KY 41017 | AFLAC | $21 | — | $21 | 0.09% |
| LORI ANN KNAB3 Filed as: LORI KNAB | 3792 HUBBLE ROAD CINCINNATI, OH 45247 | AFLAC | $15 | $2 | $17 | 0.07% |
| RUTH WOLFANGEL3 | 8034 WITTS MILL LANE CINCINNATI, OH 45255 | AFLAC | $14 | — | $14 | 0.06% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | AFLAC | $10 | — | $10 | 0.04% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 2301 LUCIEN WAY SUITE 150 MAITLAND, FL 32751 | AFLAC | $8 | — | $8 | 0.03% |
| SHAWN M MCDERMOTT3 Filed as: SHAWN MCDERMOTT | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $6 | — | $6 | 0.02% |
| CAROL MULLEN3 | 1708 MOUNT VERNON DRIVE COVINGTON, KY 41011 | AFLAC | $6 | — | $6 | 0.02% |
| MICHAEL C WALKER3 Filed as: MICHAEL QUINN | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $3 | — | $3 | 0.01% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVENUE CINCINNATI, OH 45226 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN C RASCHELLA3 Filed as: JOHN RASCHELLA | 20301 GRANDE OAK SHOPPES BOULEVARD SUITE 118-32 ESTERO, FL 33928 | AFLAC | $1 | — | $1 | 0.00% |
| RONALD J GRETHEL3 Filed as: RONALD GRETHEL | 648 HANNA AVENUE LOVELAND, OH 45140 | AFLAC | $1 | — | $1 | 0.00% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| THOMAS FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $562 | $67 | $629 | 3.16% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $500 | — | $500 | 2.51% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $412 | — | $412 | 2.07% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS & ASSOCIATES, LLC | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $170 | — | $170 | 0.85% |
| GROVE FINANCIAL LLC3 Filed as: GROVE FINANCIAL, LLC | 4502 GLENBROOK DRIVE PALM HARBOR, FL 34683 | AFLAC | $132 | $13 | $145 | 0.73% |
| MARK EDWARD CASE3 Filed as: MARK CASE | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $132 | — | $132 | 0.66% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $130 | — | $130 | 0.65% |
| BRIAN DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $91 | — | $91 | 0.46% |
| CHRIS BIALKA3 | 6342 CALIDA WAY MASON, OH 45040 | AFLAC | $80 | — | $80 | 0.40% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $75 | — | $75 | 0.38% |
| LORI ANN KNAB3 Filed as: LORI KNAB | 3792 HUBBLE ROAD CINCINNATI, OH 45247 | AFLAC | $50 | $2 | $52 | 0.26% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $31 | — | $31 | 0.16% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $23 | — | $23 | 0.12% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $17 | — | $17 | 0.09% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 2301 LUCIEN WAY SUITE 150 MAITLAND, FL 32751 | AFLAC | $9 | — | $9 | 0.05% |
| SHAWN M MCDERMOTT3 Filed as: SHAWN MCDERMOTT | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $9 | — | $9 | 0.05% |
| JEFFREY W XAVER3 Filed as: JEFFREY XAVIER | 5300 EAGLES NEST LANE LELAND, MI 49654 | AFLAC | $8 | — | $8 | 0.04% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | AFLAC | $7 | — | $7 | 0.04% |
| WILLIAM ROBERTS3 | 3749 SACHEM AVENUE CINCINNATI, OH 45226 | AFLAC | $2 | — | $2 | 0.01% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $656 | — | $656 | 5.00% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | COMMUNITY INSURANCE COMPANY | $2K | — | $2K | 18.13% |
| CLEVELAND S MCCALLISTER3 | 30 MACY STREET DAYTON, OH 45415 | CONTINENTAL AMERICAN INSURANCE COMPANY | $336 | — | $336 | 4.03% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $268 | — | $268 | 3.21% |
| KATHRYN A BRAMLAGE3 | 9612 MANDEL DRIVE DAYTON, OH 45458 | CONTINENTAL AMERICAN INSURANCE COMPANY | $104 | — | $104 | 1.25% |
| MICHAEL R REBER3 | 20101 HERON CROSSING TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $75 | — | $75 | 0.90% |
| LEE ROY YOUNG ENTERPRISES3 | 816 POWELL AVENUE MIAMISBURG, OH 45342 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.89% |
| KYLE RUSSEY3 Filed as: KYLE D DAFLER | 2431 HAWKINS ROAD RICHMOND, IN 47374 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.60% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.58% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.48% |
| KEVIN MURPHY3 Filed as: KEVIN SVARDA ENTERPRISES, LLC | 7364 WATERWAY DRIVE WAYNESVILLE, OH 45068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.11% |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.05% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD COURT CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | MEDICAL MUTUAL | 299 | $1.8M |
| Dental | COMMUNITY INSURANCE COMPANY | 190 | $78K |
| Vision | COMMUNITY INSURANCE COMPANY | 299 | $12K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 238 | $13K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 66 | $21K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 62 | $41K |
| Prescription drug | MEDICAL MUTUAL | 193 | $1.8M |
| Other(7 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 325 | $211K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.