| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD BLUE ASH, OH 45242 | SIDECAR HEALTH INSURANCE COMPANY | $105K | — | $105K | 19.24% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | HUMANA INSURANCE COMPANY | $5K | — | $5K | 4.82% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $374 | $2K | 10.22% |
| KRISTY J FISHBACK3 | 1103 GLEN ECHO LN MILFORD, OH 45105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $764 | — | $764 | 3.90% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $420 | — | $420 | 2.14% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS & ASSOCIATES, LLC | 838 ACKLEY ROAD CINCINNATI, OH 45255 | CONTINENTAL AMERICAN INSURANCE COMPANY | $334 | — | $334 | 1.70% |
| CHRISTOPHER E BIALKA3 | 4460 BLACK OAK LANE MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $250 | — | $250 | 1.28% |
| THOMAS FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | — | $65 | 0.33% |
| JAMES J GRETHEL3 | 865 CEDAR DRIVE LOVELAND, OH 45140 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.14% |
| J GAUDET LLC3 Filed as: J. GAUDET LLC | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LN MILFORD, OH 45150 | AFLAC | $425 | — | $425 | 2.73% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $295 | — | $295 | 1.90% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $282 | — | $282 | 1.81% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $171 | — | $171 | 1.10% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $157 | — | $157 | 1.01% |
| KATHRYN HOFFMAN3 Filed as: KATHRYN E HOFFMAN | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $95 | — | $95 | 0.61% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $82 | — | $82 | 0.53% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $81 | — | $81 | 0.52% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $39 | — | $39 | 0.25% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $26 | — | $26 | 0.17% |
| JEFFREY W XAVER3 | PO BOX 809 LELAND, MI 49654 | AFLAC | $25 | — | $25 | 0.16% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $10 | — | $10 | 0.06% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $9 | — | $9 | 0.06% |
| LORI ANN KNAB3 | 6803 SUMMIT LAKE DR CINCINNATI, OH 45247 | AFLAC | $9 | — | $9 | 0.06% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $7 | — | $7 | 0.05% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $5 | — | $5 | 0.03% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $5 | — | $5 | 0.03% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD SUITE 100 CINCINNATI, OH 45242 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $467 | — | $467 | 3.56% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $210 | — | $210 | 1.60% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LN MILFORD, OH 45150 | AFLAC | $117 | — | $117 | 0.89% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $110 | — | $110 | 0.84% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY, BUILDING 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $78 | — | $78 | 0.60% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $73 | — | $73 | 0.56% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $62 | — | $62 | 0.47% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY RD CINCINNATI, OH 45255 | AFLAC | $54 | — | $54 | 0.41% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $34 | — | $34 | 0.26% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $26 | — | $26 | 0.20% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $22 | — | $22 | 0.17% |
| JEFFREY D HARNED3 Filed as: JEFFREY XAVER | PO BOX 809 LELAND, MI 49654 | AFLAC | $21 | — | $21 | 0.16% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $14 | — | $14 | 0.11% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $11 | — | $11 | 0.08% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $6 | — | $6 | 0.05% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $5 | — | $5 | 0.04% |
| IAN B BRANYON3 | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $1 | — | $1 | 0.01% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $789 | — | $789 | 10.42% |
| CLEVELAND MCCALLISTER3 | 377 ECHO VALLEY DR VANDALIA, OH 45377 | AFLAC | $215 | — | $215 | 3.03% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC | 4225 MALSBARY RD STE 100 CINCINNATI, OH 45242 | AFLAC | $186 | — | $186 | 2.62% |
| MICHAEL C WALKER3 Filed as: MICHAEL REBER | 20101 HERON CROSSING DRIVE TAMPA, FL 33647 | AFLAC | $46 | — | $46 | 0.65% |
| LEE ROY YOUNG ENTERPRISES3 Filed as: LEE R YOUNG | 76 N BICKETT RD XENIA, OH 45385 | AFLAC | $43 | — | $43 | 0.61% |
| LEE ROY YOUNG ENTERPRISES3 Filed as: LEE ROY YOUNG | 76 N BICKETT RD XENIA, OH 45385 | AFLAC | $43 | — | $43 | 0.61% |
| KYLE DUANE DAFLER3 | 2431 HAWKINS ROAD RICHMOND, IN 47374 | AFLAC | $23 | — | $23 | 0.32% |
| BRIAN J DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $16 | — | $16 | 0.23% |
| JESSICA L MCGINNITY3 Filed as: JESSICA LYNN DAVIS | 1954 TURNBULL ROAD DAYTON, OH 45432 | AFLAC | $4 | — | $4 | 0.06% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $4 | — | $4 | 0.06% |
| IAN B BRANYON3 | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $1 | — | $1 | 0.01% |
| KRISTY J FISHBACK3 Filed as: KRISTY FISHBACK | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $171 | — | $171 | 2.52% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $126 | — | $126 | 1.86% |
| THOMAS M FISHBACK3 | 1103 GLEN ECHO LANE MILFORD, OH 45150 | AFLAC | $126 | — | $126 | 1.86% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 838 ACKLEY ROAD CINCINNATI, OH 45255 | AFLAC | $77 | — | $77 | 1.14% |
| BRIAN DAY3 | 13189 HITCHING POST ROAD DEWITT, MI 48820 | AFLAC | $36 | — | $36 | 0.53% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $36 | — | $36 | 0.53% |
| CHRIS BIALKA3 | 5510 SENTINEL OAK DR MASON, OH 45040 | AFLAC | $31 | — | $31 | 0.46% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $29 | — | $29 | 0.43% |
| BRYON L GROVE3 | 11260 CHESTER RD STE 500 CINCINNATI, OH 45246 | AFLAC | $26 | — | $26 | 0.38% |
| KATHRYN HOFFMAN3 | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $19 | — | $19 | 0.28% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $16 | — | $16 | 0.24% |
| CHRISTOPHER D BOULDREY3 Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 49237 | AFLAC | $7 | — | $7 | 0.10% |
| JAMES J GRETHEL3 Filed as: JAMES GRETHEL | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $5 | — | $5 | 0.07% |
| IAN B BRANYON3 Filed as: IAN BRANYON | 9300 HARRIS CORNERS PKWY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $4 | — | $4 | 0.06% |
| SHAWN MARTIN MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | AFLAC | $4 | — | $4 | 0.06% |
| INGER M PENNINGTON3 Filed as: INGER PENNINGTON | 1369 BERKSHIRE DR MILFORD, OH 45150 | AFLAC | $2 | — | $2 | 0.03% |
| CLEVELAND S MCCALLISTER3 | 30 MACY STREET DAYTON, OH 45415 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 2.50% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 1.88% |
| LEE ROY YOUNG ENTERPRISES3 | 816 POWELL AVENUE MIAMISBURG, OH 45342 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 1.88% |
| KEVIN MURPHY3 Filed as: KEVIN SVARDA ENTERPRISES, LLC | 1828 IRIS TRAIL WAYNESVILLE, OH 45068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 1.25% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.63% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | HUMANA HEALTH PLAN OF OHIO, INC. | -$161 | $3K | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SIDECAR HEALTH INSURANCE COMPANY | 366 | $547K |
| Dental | HUMANA INSURANCE COMPANY | 219 | $109K |
| Vision | HUMANA INSURANCE COMPANY | 219 | $109K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 219 | $8K |
| Other(11 contracts, 4 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 219 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 366 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.