| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | COMMUNITY INSURANCE COMPANY | $45K | — | $45K | 2.83% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 5.55% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 5.25% |
| CHRISTOPHER E BIALKA3 | 4460 BLACK OAK LANE MASON, OH 45040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $812 | — | $812 | 1.13% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 8150 CORPORATE PARK DRIVE SUITE 222 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $625 | — | $625 | 0.87% |
| MARK E CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $570 | — | $570 | 0.79% |
| BRYON L GROVE3 | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | CONTINENTAL AMERICAN INSURANCE COMPANY | $522 | — | $522 | 0.72% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $396 | — | $396 | 0.55% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $378 | — | $378 | 0.52% |
| THOMAS FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $205 | — | $205 | 0.28% |
| JAMES J GRETHEL3 | 865 CEDAR DRIVE LOVELAND, OH 45140 | CONTINENTAL AMERICAN INSURANCE COMPANY | $148 | — | $148 | 0.21% |
| CHRIS D BOULDREY3 | 340 WOOD HILLS DRIVE CONCORD, MI 49237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83 | — | $83 | 0.12% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | — | $77 | 0.11% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.09% |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 0.07% |
| INGER M PENNINGTON3 | 1108 BROOKE AVENUE CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.07% |
| WILLIAM ROBERTS3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.03% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 175 CINCINNATI, OH 45242 | COMMUNITY INSURANCE COMPANY | $4K | — | $4K | 5.00% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $3K | — | $3K | 4.32% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $2K | — | $2K | 2.80% |
| THOMAS M FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $896 | — | $896 | 1.45% |
| MICHAEL T JOHNSON3 | 132 DOGWOOD DRIVE HIGHLAND HEIGHTS, KY 41076 | AFLAC | $805 | — | $805 | 1.30% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $801 | — | $801 | 1.29% |
| CHRIS BIALKA3 | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $459 | — | $459 | 0.74% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $453 | — | $453 | 0.73% |
| KATHRYN HOFFMAN3 Filed as: KATHRYN E HOFFMAN | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $292 | — | $292 | 0.47% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $234 | — | $234 | 0.38% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | AFLAC | $155 | — | $155 | 0.25% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD SUITE 500 WEST CHESTER, OH 45069 | AFLAC | $139 | — | $139 | 0.22% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY BLDG 300, SUITE 350 NORCROSS, GA 30093 | AFLAC | $127 | — | $127 | 0.21% |
| JEFFREY W XAVER3 | 3982 ARLINGTON DRIVE WILLIAMSBURG, MI 49690 | AFLAC | $86 | — | $86 | 0.14% |
| BRYON L GROVE3 | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $56 | — | $56 | 0.09% |
| JAMES J GRETHEL3 | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $18 | — | $18 | 0.03% |
| MARC S. OSCHERWITZ3 Filed as: MARC S OSCHERWITZ | 12414 GOLDEN OAK CIRCLE HUDSON, FL 34669 | AFLAC | $11 | — | $11 | 0.02% |
| MATTHEW L CASTILLO3 | 2505 LOIS COURT LOGANVILLE, GA 30052 | AFLAC | $5 | — | $5 | 0.01% |
| MICHAEL R REBER3 | 8600 HIDDEN RIVER PARKWAY SUITE 75 TAMPA, FL 33637 | AFLAC | $3 | — | $3 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF KENTUCKY, LLC | PO BOX 73125 BELLEVUE, KY 41073 | AFLAC | $2 | — | $2 | 0.00% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $2K | $116 | $2K | 4.41% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $1K | — | $1K | 2.64% |
| THOMAS M FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $1K | — | $1K | 2.19% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $746 | $23 | $769 | 1.58% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $395 | — | $395 | 0.81% |
| MICHAEL T JOHNSON3 | 132 DOGWOOD DRIVE HIGHLAND HEIGHTS, KY 41076 | AFLAC | $392 | — | $392 | 0.81% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $321 | — | $321 | 0.66% |
| CHRIS BIALKA3 | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $294 | $5 | $299 | 0.61% |
| JAMES J GRETHEL3 | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $192 | $19 | $211 | 0.43% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD SUITE 500 WEST CHESTER, OH 45069 | AFLAC | $172 | $12 | $184 | 0.38% |
| KATHRYN HOFFMAN3 Filed as: KATHRYN E HOFFMAN | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $172 | — | $172 | 0.35% |
| BRYON L GROVE3 | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $152 | — | $152 | 0.31% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | AFLAC | $105 | — | $105 | 0.22% |
| JEFFREY W XAVER3 | 3982 ARLINGTON DRIVE WILLIAMSBURG, MI 49690 | AFLAC | $41 | — | $41 | 0.08% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY BLDG 300, SUITE 350 NORCROSS, GA 30093 | AFLAC | $41 | — | $41 | 0.08% |
| CLEVELAND S MCCALLISTER3 | 30 MACY STREET DAYTON, OH 45415 | AFLAC | $2K | $178 | $3K | 6.98% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $835 | — | $835 | 2.27% |
| MICHAEL R REBER3 | 8600 HIDDEN RIVER PARKWAY SUITE 75 TAMPA, FL 33637 | AFLAC | $531 | — | $531 | 1.44% |
| KATHRYN A BRAMLAGE3 Filed as: KATHRYN ANN BRAMLAGE | 9512 MANDEL DRIVE DAYTON, OH 45458 | AFLAC | $343 | — | $343 | 0.93% |
| LEE ROY YOUNG ENTERPRISES3 Filed as: LEE ROY YOUNG ENTERPRISES, INC. | 2717 MIAMISBURG CENTERVILLE ROAD DAYTON, OH 45459 | AFLAC | $257 | $36 | $293 | 0.80% |
| MATTHEW HAND3 Filed as: MATTHEW R HAND | 10113 KINGSHYRE WAY TAMPA, FL 33647 | AFLAC | $236 | — | $236 | 0.64% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD SUITE 500 WEST CHESTER, OH 45069 | AFLAC | $137 | $36 | $173 | 0.47% |
| KEVIN MURPHY3 Filed as: KEVIN SVARDA ENTERPRISES, LLC | 2717 MIAMISBURG CENTERVILLE ROAD SUITE 215 DAYTON, OH 45459 | AFLAC | $132 | $36 | $168 | 0.46% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | AFLAC | $100 | — | $100 | 0.27% |
| KYLE DUANE DAFLER3 | 2431 HAWKINS ROAD RICHMOND, KY 47374 | AFLAC | $13 | — | $13 | 0.04% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $2K | $13 | $2K | 6.37% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | AFLAC | $826 | — | $826 | 2.96% |
| GENESIS & ASSOCIATES LLC3 Filed as: GENESIS M COFFEY | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $445 | $3 | $448 | 1.61% |
| CHRIS BIALKA3 | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $289 | — | $289 | 1.04% |
| MICHAEL T JOHNSON3 | 132 DOGWOOD DRIVE HIGHLAND HEIGHTS, KY 41076 | AFLAC | $251 | — | $251 | 0.90% |
| THOMAS M FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | AFLAC | $239 | — | $239 | 0.86% |
| BRYON L GROVE3 | 11260 CHESTER ROAD SUITE 100 CINCINNATI, OH 45246 | AFLAC | $170 | — | $170 | 0.61% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $132 | — | $132 | 0.47% |
| MARK EDWARD CASE3 | 6821 WELLINGTON PLACE CASTLE PINES, CO 80108 | AFLAC | $111 | — | $111 | 0.40% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD SUITE 500 WEST CHESTER, OH 45069 | AFLAC | $99 | $3 | $102 | 0.37% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY BLDG 300, SUITE 350 NORCROSS, GA 30093 | AFLAC | $74 | — | $74 | 0.27% |
| JAMES J GRETHEL3 | 865 CEDAR DRIVE LOVELAND, OH 45140 | AFLAC | $62 | $3 | $65 | 0.23% |
| KATHRYN HOFFMAN3 Filed as: KATHRYN E HOFFMAN | 755 DORGENE LANE CINCINNATI, OH 45244 | AFLAC | $58 | — | $58 | 0.21% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | AFLAC | $46 | — | $46 | 0.16% |
| JEFFREY W XAVER3 | 3982 ARLINGTON DRIVE WILLIAMSBURG, MI 49690 | AFLAC | $19 | — | $19 | 0.07% |
| CARLA CARR3 Filed as: CARLA R CARR | PO BOX 176603 FORT MITCHELL, KY 41017 | AFLAC | $19 | — | $19 | 0.07% |
| RUTH WOLFANGEL3 | 8034 WITTS MILL LANE CINCINNATI, OH 45255 | AFLAC | $13 | — | $13 | 0.05% |
| CAROL MULLEN3 Filed as: CAROL A MULLEN | 1706 MOUNT VERNON DRIVE COVINGTON, KY 41011 | AFLAC | $5 | — | $5 | 0.02% |
| MICHAEL J QUINN3 | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $3 | — | $3 | 0.01% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $651 | — | $651 | 5.00% |
| CLEVELAND S MCCALLISTER3 Filed as: CLEVELAND S MCCALISTER | 30 MACY STREET DAYTON, OH 45415 | CONTINENTAL AMERICAN INSURANCE COMPANY | $271 | — | $271 | 3.10% |
| LANG FINANCIAL GROUP, INC.3 | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $216 | — | $216 | 2.47% |
| KATHRYN A BRAMLAGE3 | 3139 WESTVIEW DRIVE BEAVERCREEK, OH 45434 | CONTINENTAL AMERICAN INSURANCE COMPANY | $145 | — | $145 | 1.66% |
| MICHAEL R REBER3 | 8600 HIDDEN RIVER PARKWAY SUITE 75 TAMPA, FL 33637 | CONTINENTAL AMERICAN INSURANCE COMPANY | $104 | — | $104 | 1.19% |
| KRISTY J FISHBACK3 | PO BOX 405 BATAVIA, OH 45103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $66 | — | $66 | 0.75% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 0.62% |
| LEE ROY YOUNG ENTERPRISES3 | 816 POWELL AVENUE MIAMISBURG, OH 45342 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.29% |
| KEVIN MURPHY3 Filed as: KEVIN SVARDA ENTERPRISES, LLC | 7364 WATERWAY DRIVE WAYNESVILLE, OH 45068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.23% |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.06% |
| BRIAN J DAY3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.05% |
| INGER M PENNINGTON3 | 1108 BROOKE AVENUE CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVENUE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 220 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 259 | $1.6M |
| Dental | COMMUNITY INSURANCE COMPANY | 180 | $71K |
| Vision | COMMUNITY INSURANCE COMPANY | 259 | $1.6M |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 216 | $13K |
| Other(7 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 319 | $269K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 319 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.