| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES NORTHEAST INC | PO BOX 7505 FORT WASHINGTON, PA 19034 | SUN LIFE ASSURANCE COMPANY OF CANADA | $91K | — | $91K | 10.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | SUN LIFE ASSURANCE COMPANY OF CANADA | $27K | — | $27K | 3.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | ANTHEM LIFE INSURANCE COMPANY | $12K | — | $12K | 9.14% |
| RICHARD J GINTHER3 | 4220 LINCOLN AVE DES MOINES, IA 503103338 | PRINCIPLE LIFE INSURANCE COMPANY | $9K | — | $9K | 7.96% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $111 | $3K | 4.02% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.40% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $167 | $167 | 0.22% |
| DORIS M NAPIER3 | 4200 BATTEE RD ALEXANDRIA, OH 43001 | AFLAC | $973 | — | $973 | 6.22% |
| BRANDON L MILLER3 | 5852 EMPIRE MILLS RUN CANAL WINCHESTER, OH 43110 | AFLAC | $146 | — | $146 | 0.93% |
| ANDREW J LOEWEN3 | 538 BROCKHAMPTON LN WESTERVILLE, OH 43082 | AFLAC | $75 | — | $75 | 0.48% |
| ROBERT P HARE3 Filed as: ROBERT P. HARE | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $75 | — | $75 | 0.48% |
| CHARLES F SMITH JR3 Filed as: CHARLES F. SMITH JR. | 166 BUERGER ST. MARYSVILLE, OH 43040 | AFLAC | $74 | — | $74 | 0.47% |
| THE INSURANCE OUTLET AGENCY INC3 | 136 NORTHWOODS BLVD STE A2 COLUMBUS, OH 43235 | AFLAC | $62 | — | $62 | 0.40% |
| GREGORY YOUNG GARBER3 | 25 KEETHLER DR S WESTERVILLE, OH 43081 | AFLAC | $47 | — | $47 | 0.30% |
| SHAWN M THEIS3 | 8056 AQUADALE DR YOUNGSTOWN, OH 44512 | AFLAC | $42 | — | $42 | 0.27% |
| PAULA C. FRIZZELL3 | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $31 | — | $31 | 0.20% |
| BRUCE MEYER3 Filed as: BRUCE E. MEYER | 10800 WINCHCOMBE DR. DUBLIN, OH 43016 | AFLAC | $23 | — | $23 | 0.15% |
| CAMERON CARRILLO3 Filed as: CAMERON D. CARRILLO | 61503 ORION DR. BEND, OR 97702 | AFLAC | $23 | — | $23 | 0.15% |
| LUBA M SHNIDER3 Filed as: LUBA MARIE SHNIDER | 6192 MCNAUGHTEN GROVE LN. COLUMBUS, OH 43213 | AFLAC | $18 | — | $18 | 0.12% |
| ROBERT T WRIGHT3 | 3980 CORBY ST NW UNIONTOWN, OH 44685 | AFLAC | $15 | — | $15 | 0.10% |
| MICHAEL J QUINN3 Filed as: MICHAEL J. QUINN | 8580 MAJORCA LN. NAPLES, FL 34114 | AFLAC | $15 | — | $15 | 0.10% |
| MARTIN J LEWIS3 Filed as: MARTIN J. LEWIS | 7503 INWOOD DR. HOUSTON, TX 77063 | AFLAC | $12 | — | $12 | 0.08% |
| BRUCE MEYER3 | 10800 WINCHOMBE DR DUBLIN, OH 43016 | AFLAC | $10 | — | $10 | 0.06% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $7 | — | $7 | 0.04% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHOMBE DR. DUBLIN, OH 43016 | AFLAC | $5 | — | $5 | 0.03% |
| SCOTT A SMITH3 | 6340 SUGARLOAF PKWY STE. 200 DULUTH, GA 30097 | AFLAC | $4 | — | $4 | 0.03% |
| JOHN C RASCHELLA3 Filed as: JOHN C. RASCHELLA | 20521 TAHITIAN BLVD. ESTERO, FL 33928 | AFLAC | $3 | — | $3 | 0.02% |
| RANDY M SOMERMAN3 Filed as: RANDY M. SOMERMAN | 2819 WILLIAMSBURG CIR. STOW, OH 44224 | AFLAC | $3 | — | $3 | 0.02% |
| RONALD J GRETHEL3 Filed as: RONALD J. GRETHEL | 118 HIGHCLIFF CT. LOVELAND, OH 45140 | AFLAC | $2 | — | $2 | 0.01% |
| JACK A SHADE3 Filed as: JACK A. SHADE | 1878 VERDICT RIDGE DR DENVER, NC 28037 | AFLAC | $2 | — | $2 | 0.01% |
| DARREN L BRUNO3 Filed as: DARREN L. BRUNO | 1224 WESTWOOD DR. LEWIS CENTER, OH 43035 | AFLAC | $2 | — | $2 | 0.01% |
| MARKUS MUELLER3 | 7665 FILEDSTONE RANCH SQ VERO BEACH, FL 32967 | AFLAC | $2 | — | $2 | 0.01% |
| JOHN D SUSIE3 | 8682 HAWICK CT. N BDUBLIN, OH 43017 | AFLAC | $2 | — | $2 | 0.01% |
| JOHSUA K. HOPPE3 | 85076 MAJESTIC WALK CIR FERNANDINA BEACH, FL 32034 | AFLAC | $1 | — | $1 | 0.01% |
| OPPORTUNITY INC3 Filed as: OPPORTUNITY INC. | 9404 WOODCHIP LN. BROADVIEW HEIGHTSS, OH 44147 | AFLAC | $1 | — | $1 | 0.01% |
| DANIELLE C DUNN3 Filed as: DANIELLE C. DUNN | 185 S. COLUMBIA AVE. COLUMBUS, OH 43209 | AFLAC | $1 | — | $1 | 0.01% |
| AON CONSULTING INC3 Filed as: AON HEWITT - COLUMBUS, OH | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $723 | — | $723 | 9.86% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM LIFE INSURANCE COMPANY EIN 35-0980405 NONE | Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services Service code 12 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 273 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | PRINCIPLE LIFE INSURANCE COMPANY | 276 | $185K |
| Vision(2 contracts, 2 carriers) | PRINCIPLE LIFE INSURANCE COMPANY | 132 | $117K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 272 | $130K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 272 | $130K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 272 | $130K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 249 | $913K |
| Other | AFLAC | 16 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.