| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMMUNITY INSURANCE COMPANY (G1728) | $47K | — | $47K | 3.01% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $5K | 6.08% |
| AON CONSULTING INC3 Filed as: AON CONSUTLING, INC. | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | — | $40 | $40 | 0.05% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIASTAR LIFE INSURANCE COMPANY | $5K | — | $5K | 8.68% |
| DORIS M NAPIER3 | 4200 BATTEE ROAD ALEXANDRIA, OH 43001 | AFLAC | $2K | $92 | $3K | 9.96% |
| THOMAS J TRUSLER3 | 201 EVENING WAY PICKERINGTON, OH 43147 | AFLAC | $366 | $18 | $384 | 1.51% |
| CHARLES F SMITH JR3 | 6832 S HARDIN RD HARROD, OH 45850 | AFLAC | $356 | — | $356 | 1.40% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 1795 ALYSHEBA WAY STE 1204 LEXINGTON, KY 40509 | AFLAC | $212 | $18 | $230 | 0.91% |
| ROBERT P HARE3 | 470 OLDE WORTHINGTON RD, STE 250 WESTERVILLE, OH 43082 | AFLAC | $188 | — | $188 | 0.74% |
| THE INSURANCE OUTLET AGENCY INC3 | 136 NORTHWOODS BLVD COLUMBUS, OH 43235 | AFLAC | $146 | — | $146 | 0.57% |
| BRUCE MEYER3 Filed as: BRUCE E MEYER | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $114 | — | $114 | 0.45% |
| HENSLEY AND ASSOCIATES LLC3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43231 | AFLAC | $102 | — | $102 | 0.40% |
| SHAWN M THEIS3 | 3309 WESTERVILLE WOODS DR COLUMBUS, OH 43231 | AFLAC | $95 | — | $95 | 0.37% |
| MICHAEL J QUINN3 | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $60 | — | $60 | 0.24% |
| ROBERT T WRIGHT3 | 3980 CORBY ST NW UNIONTOWN, OH 44685 | AFLAC | $34 | — | $34 | 0.13% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $33 | — | $33 | 0.13% |
| HARE AND ASSOCIATES LLC3 | 470 OLD WORTHINGTON RD, STE 250 WESTERVILLE, OH 43082 | AFLAC | $30 | $2 | $32 | 0.13% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $19 | — | $19 | 0.07% |
| LANCE SHNIDER3 | 6873 NEW ALBANY LINKS DR NEW ALBANY, OH 43054 | AFLAC | $9 | — | $9 | 0.04% |
| SCOTT A SMITH3 | 5300 OAKBROOK PYWY BLDG 300, STE 350 NORCROSS, GA 30093 | AFLAC | $6 | — | $6 | 0.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RELIASTER LIFE INSURANCE COMPANY EIN 41-0451140 NONE | Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY (G1728) | 141 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 331 | $77K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 148 | $55K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 148 | $55K |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 148 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.