| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMMUNITY INSURANCE COMPANY | $47K | — | $47K | 2.65% |
| SHAWN MARQUIS AGENCY INC3 | 110 EAST WILSON BRIDGE RD STE 260 COLUMBUS, OH 43085 | COMMUNITY INSURANCE COMPANY | -$900 | — | -$900 | -0.05% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $4K | 6.44% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | ANTHEM LIFE INSURANCE COMPANY | $7K | — | $7K | 10.96% |
| DORIS M NAPIER3 | 4200 BATTEE ROAD ALEXANDRIA, OH 43001 | AFLAC | $1K | $69 | $1K | 9.98% |
| CHARLES F SMITH JR3 | 166 BUERGER ST MARYSVILLE, OH 43040 | AFLAC | $98 | — | $98 | 0.85% |
| BRANDON L MILLER3 Filed as: BRANDON L. MILLER | 5852 EMPIRE MILLS RUN CANAL WINCHESTER, OH 43110 | AFLAC | $86 | — | $86 | 0.75% |
| GREGORY YOUNG GARBER3 Filed as: GREGORY YOUNG GARGER | 25 KEETHLER DR S WESTERVILLE, OH 43081 | AFLAC | $62 | $16 | $78 | 0.68% |
| THE PROFECTUS GROUP LLC3 | 450 W WILSON BRIDGE RD STE 110 WORTHINGTON, OH 43085 | AFLAC | $68 | — | $68 | 0.59% |
| ROBERT P HARE3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $61 | — | $61 | 0.53% |
| CAMERON CARRILLO3 Filed as: CAMERON D CARRILLO | 61503 ORION DR BEND, OR 97702 | AFLAC | $38 | $16 | $54 | 0.47% |
| THE INSURANCE OUTLET AGENCY INC3 | 136 NORTHWOODS BLVD STE A2 COLUMBUS, OH 43235 | AFLAC | $53 | — | $53 | 0.46% |
| SHAWN M THEIS3 | 8056 AQUADALE DR. YOUNGSTOWN, OH 44512 | AFLAC | $35 | — | $35 | 0.30% |
| PAULA C. FRIZZELL3 Filed as: PAULA D. FRIZZELL | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $29 | — | $29 | 0.25% |
| BRUCE MEYER3 Filed as: BRUCE E MEYER | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $21 | — | $21 | 0.18% |
| ROBERT T WRIGHT3 | 3980 CORBY ST NW UNIONTOWN, OH 44685 | AFLAC | $17 | — | $17 | 0.15% |
| LUBA M SHNIDER3 Filed as: LUBA MARIE SHNIDER | 6192 MCNAUGHTEN GROVE LN COLUMBUS, OH 43213 | AFLAC | $16 | — | $16 | 0.14% |
| MICHAEL J QUINN3 | 8580 MAJORCA LN NAPLES, FL 34114 | AFLAC | $13 | — | $13 | 0.11% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOC LLC | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $11 | — | $11 | 0.10% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $10 | — | $10 | 0.09% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $7 | — | $7 | 0.06% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR. DUBLIN, OH 43016 | AFLAC | $6 | — | $6 | 0.05% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $4 | — | $4 | 0.03% |
| JOHN C RASCHELLA3 | 20521 TAHITIAN BLVD ESTERO, FL 33928 | AFLAC | $3 | — | $3 | 0.03% |
| RANDY M SOMERMAN3 | 2819 WILLIAMSBURG CIR STOW, OH 44224 | AFLAC | $3 | — | $3 | 0.03% |
| RONALD J GRETHEL3 | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $2 | — | $2 | 0.02% |
| JACK A SHADE3 | 690 TREE BEND CT. WESTERVILLE, OH 43082 | AFLAC | $2 | — | $2 | 0.02% |
| DARREN L BRUNO3 | 1224 WESTWOOD DR LEWIS CENTER, OH 43035 | AFLAC | $1 | — | $1 | 0.01% |
| MARKUS MUELLER3 | 4800 HIGHWAY A1A APT 203 VERO BEACH, FL 32034 | AFLAC | $1 | — | $1 | 0.01% |
| OPPORTUNITY INC3 Filed as: OPPORTUNITY INC. | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $1 | — | $1 | 0.01% |
| DANIELLE C DUNN3 | 185 S COLUMBIA AVE COLUMBUS, OH 43209 | AFLAC | $1 | — | $1 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM LIFE INSURANCE COMPANY EIN 35-0980405 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Float revenue; Other services Service code 12 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 136 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 260 | $62K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 249 | $60K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 249 | $60K |
| Other | AFLAC | 19 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.