| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMMUNITY INSURANCE COMPANY (G1728) | $52K | $282 | $53K | 2.90% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $6K | 6.10% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIASTAR LIFE INSURANCE COMPANY | $6K | — | $6K | 9.91% |
| DORIS M NAPIER3 | 4200 BATTEE ROAD ALEXANDRIA, OH 43001 | AFLAC | $1K | $91 | $1K | 8.02% |
| THOMAS J TRUSLER3 | 201 EVENING WAY PICKERINGTON, OH 43147 | AFLAC | $258 | $18 | $276 | 1.50% |
| CHARLES F SMITH JR3 | 6832 S HARDIN RD HARROD, OH 45850 | AFLAC | $247 | — | $247 | 1.34% |
| HENSLEY AND ASSOCIATES LLC3 | 1103 SCHROCK RD STE 201 COLUMBUS, OH 43231 | AFLAC | $122 | $16 | $138 | 0.75% |
| THE INSURANCE OUTLET AGENCY INC3 | 136 NORTHWOODS BLVD COLUMBUS, OH 43235 | AFLAC | $112 | — | $112 | 0.61% |
| ROBERT P HARE3 | 470 OLDE WORTHINGTON RD, STE 250 WESTERVILLE, OH 43082 | AFLAC | $105 | — | $105 | 0.57% |
| BRUCE MEYER3 Filed as: BRUCE E MEYER | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $86 | — | $86 | 0.47% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $46 | — | $46 | 0.25% |
| SHAWN M THEIS3 | 3309 WESTERVILLE WOODS DR COLUMBUS, OH 43231 | AFLAC | $46 | — | $46 | 0.25% |
| MICHAEL J QUINN3 | 8580 MAJORCA LANE NAPLES, FL 34114 | AFLAC | $46 | — | $46 | 0.25% |
| ROBERT T WRIGHT3 | 3980 CORBY ST NW UNIONTOWN, OH 44685 | AFLAC | $27 | — | $27 | 0.15% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 1795 ALYSHEBA WAY STE 1204 LEXINGTON, KY 40509 | AFLAC | $24 | $2 | $26 | 0.14% |
| HARE AND ASSOCIATES LLC3 | 470 OLD WORTHINGTON RD, STE 250 WESTERVILLE, OH 43082 | AFLAC | $17 | — | $17 | 0.09% |
| BRUCE MEYER3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $13 | — | $13 | 0.07% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $13 | — | $13 | 0.07% |
| SCOTT A SMITH3 | 5300 OAKBROOK PYWY BLDG 300, STE 350 NORCROSS, GA 30093 | AFLAC | $5 | — | $5 | 0.03% |
| JOHN C RASCHELLA3 | 3206 WALES AVE CLEVELAND, OH 44134 | AFLAC | $2 | — | $2 | 0.01% |
| RONALD J GRETHEL3 | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $1 | — | $1 | 0.01% |
| JACK A SHADE3 | 690 TREE BEND CT WESTERVILLE, OH 43082 | AFLAC | $1 | — | $1 | 0.01% |
| MARKUS MUELLER3 | 633 NE MUSKRAT RUN PORT ST LUCIE, FL 34983 | AFLAC | $1 | — | $1 | 0.01% |
| RANDY M SOMERMAN3 | 19878 W KERRY PL STRONGSVILLE, OH 44149 | AFLAC | $1 | — | $1 | 0.01% |
| DARREN L BRUNO3 | 7542 STONE LAKE DR DUBLIN, OH 43017 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | AFLAC | $1 | — | $1 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RELIASTER LIFE INSURANCE COMPANY EIN 41-0451140 NONE | Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 163 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY (G1728) | 131 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 359 | $93K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 163 | $61K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 163 | $61K |
| Other(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 163 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.