| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | COMMUNITY INSURANCE COMPANY | $94K | — | $94K | 8.93% |
| RICHARD J GINTHER3 | 4220 LINCOLN AVE DES MOINES, IA 503103338 | PRINCIPLE LIFE INSURANCE COMPANY | $9K | — | $9K | 7.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | ANTHEM LIFE INSURANCE COMPANY | $11K | — | $11K | 11.53% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $4K | 6.75% |
| DORIS M NAPIER3 | 4200 BATTEE RD ALEXANDRIA, OH 43001 | AFLAC | $1K | $37 | $2K | 11.55% |
| BRANDON L MILLER3 | 5852 EMPIRE MILLS RUN CANAL WINCHESTER, OH 43110 | AFLAC | $200 | $9 | $209 | 1.60% |
| ANDREW J LOEWEN3 | 538 BROCKHAMPTON LN WESTERVILLE, OH 43082 | AFLAC | $128 | — | $128 | 0.98% |
| CHARLES F SMITH JR3 Filed as: CHARLES F SMITH JR. | 166 BUERGER ST MARYSVILLE, OH 43040 | AFLAC | $83 | — | $83 | 0.63% |
| ROBERT P HARE3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $56 | — | $56 | 0.43% |
| THE INSURANCE OUTLET AGENCY INC3 | 136 NORTHWOODS BLVD STE A2 COLUMBUS, OH 43235 | AFLAC | $52 | — | $52 | 0.40% |
| GREGORY YOUNG GARBER3 | 25 KEETHLER DR S WESTERVILLE, OH 43081 | AFLAC | $40 | — | $40 | 0.31% |
| SHAWN M THEIS3 | 8056 AQUADALE DR YOUNGSTOWN, OH 44512 | AFLAC | $35 | — | $35 | 0.27% |
| THE PROFECTUS GROUP LLC3 | 450 W. WILSON BRIDGE RD., STE. 110 WORTHINGTON, OH 43085 | AFLAC | $21 | $9 | $30 | 0.23% |
| PAULA C. FRIZZELL3 | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $27 | — | $27 | 0.21% |
| BRUCE MEYER3 Filed as: BRUCE E MEYER | 10800 WINCHCOMBE DR. DUBLIN, OH 43016 | AFLAC | $20 | — | $20 | 0.15% |
| CAMERON CARRILLO3 Filed as: CAMERON D CARRILLO | 61503 ORION DR BEND, OR 97702 | AFLAC | $19 | — | $19 | 0.15% |
| ROBERT T WRIGHT3 | 3980 CORBY ST NW UNIONTOWN, OH 44685 | AFLAC | $16 | — | $16 | 0.12% |
| LUBA M SHNIDER3 Filed as: LUBA MARIE SHNIDER | 6192 MCNAUGHTEN GROVE LN COLUMBUS, OH 43213 | AFLAC | $16 | — | $16 | 0.12% |
| MICHAEL J QUINN3 | 8580 MAJORCA LN NAPLES, FL 34114 | AFLAC | $12 | — | $12 | 0.09% |
| BRUCE MEYER3 | 10800 WINCHOMBE DR DUBLIN, OH 43016 | AFLAC | $8 | — | $8 | 0.06% |
| HARE AND ASSOCIATES LLC3 Filed as: HARE AND ASSOC LLC | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $7 | — | $7 | 0.05% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $6 | — | $6 | 0.05% |
| MARTIN J LEWIS3 | 7503 INWOOD DR HOUSTON, TX 77063 | AFLAC | $6 | — | $6 | 0.05% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $6 | — | $6 | 0.05% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY STE 300 STE 350 NORCROSS, GA 30093 | AFLAC | $3 | — | $3 | 0.02% |
| JOHN C RASCHELLA3 | 20521 TAHITIAN BLVD ESTERO, FL 33928 | AFLAC | $3 | — | $3 | 0.02% |
| RANDY M SOMERMAN3 | 2819 WILLIAMSBURG CIR STOW, OH 44224 | AFLAC | $2 | — | $2 | 0.02% |
| RONALD J GRETHEL3 | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $2 | — | $2 | 0.02% |
| JACK A SHADE3 | 1878 VERDICT RIDGE DR DENVER, NC 28037 | AFLAC | $2 | — | $2 | 0.02% |
| DARREN L BRUNO3 | 1224 WESTWOOD DR. LEWIS CENTER, OH 43035 | AFLAC | $1 | — | $1 | 0.01% |
| MARKUS MUELLER3 | 7665 FIELDSTONE RANCH SQ VERO BEACH, FL 32967 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN D SUSIE3 | 8682 HAWICK CT N DUBLIN, OH 43017 | AFLAC | $1 | — | $1 | 0.01% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIR FERNANDINA BEACH, FL 32034 | AFLAC | $1 | — | $1 | 0.01% |
| OPPORTUNITY INC3 | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $1 | — | $1 | 0.01% |
| AON CONSULTING INC3 Filed as: AON HEWITT - COLUMBUS, OH | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $498 | — | $498 | 9.13% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 NONE | Contract Administrator; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $226K |
| ANTHEM LIFE INSURANCE COMPANY EIN 35-0980405 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Float revenue; Contract Administrator Service code 12 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 270 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 244 | $1.1M |
| Dental(2 contracts, 2 carriers) | PRINCIPLE LIFE INSURANCE COMPANY | 276 | $188K |
| Vision(2 contracts, 2 carriers) | PRINCIPLE LIFE INSURANCE COMPANY | 133 | $130K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 261 | $97K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 261 | $97K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 261 | $97K |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY | 244 | $1.1M |
| Other | AFLAC | 18 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.