| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL G. GREEN3 Filed as: MICHAEL GREEN | 30150 TELEGRAPH ROAD, SUITE 408 FRANKLIN, MI 48025 | PRIORITY HEALTH | $84K | $0 | $84K | 3.01% |
| MICHAEL G. GREEN3 Filed as: MICHAEL GREEN | 30150 TELEGRAPH ROAD, SUITE 408 FRANKLIN, MI 48025 | PRIORITY HEALTH INSURANCE COMPANY | $62K | $0 | $62K | 3.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 30150 TELEGRAPH ROAD BINGHAM FARMS, MI 48025 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $98K | $2K | $101K | 18.59% |
| STRATEGIC ENROLLMENT SERVICES INC.3 Filed as: STRATEGIC ENROLLMENT SERVICES, INC. | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $87K | $12K | $99K | 18.30% |
| ELIZABETH LLOYD3 | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $63K | $26K | $90K | 16.57% |
| DOMINIC STEPHEN SICILIANO3 | 4774 SUNFLOWER RIDGE DRIVE ADA, MI 49301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $16K | $0 | $16K | 3.01% |
| BRIAN DAVID ALBRITTON3 | 3447 GROVE LANE AUBURN, MI 48326 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $4K | $6K | 1.15% |
| MJ INSURANCE3 Filed as: SHAMROCK BENEFIT AND VARIOUS AGENTS | 3941 CRYSTAL WATERS LANE NE GRAND RAPIDS, MI 49525 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $833 | $5K | 0.94% |
| JAMES A KERN3 Filed as: JAMES A. KERN | 43000 12 OAKS CRESCENT DRIVE NOVI, MI 48377 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 0.80% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD, 4TH FLOOR ROLLING MEADOWS, IL 60008 | DELTA DENTAL OF MICHIGAN | $14K | $0 | $14K | 3.41% |
| BENEFIT PROFILES INC3 Filed as: BENEFIT PROFILES, INC. | 500 CASCADE WEST PARKWAY SE GRAND RAPIDS, MI 49546 | DELTA DENTAL OF MICHIGAN | $11K | $0 | $11K | 2.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 30150 TELEGRAPH ROAD, SUITE 408 BINGHAM FARMS, MI 48025 | KAISER FOUNDATION HEALTH PLAN INC | $14K | $0 | $14K | 4.93% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 30150 TELEGRAPH ROAD, SUITE 408 BINGHAM FARMS, MI 48025 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $75 | $14K | 11.20% |
| BENEFIT PROFILES INC3 Filed as: BENEFIT PROFILES, INC. | 500 CASCADE WEST PARKWAY SE SUITE 160 GRAND RAPIDS, MI 49546 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 3.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.36% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 100 MATSONFORD ROAD FOUR RADNOR CORP. CENTER, SUITE 510 RADNOR, PA 19087 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $10 | $10 | 0.01% |
| ELIZABETH LLOYD3 | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 24.32% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 30150 TELEGRAPH ROAD BINGHAM FARMS, MI 48025 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $86 | $4K | 23.09% |
| STRATEGIC ENROLLMENT SERVICES INC.3 Filed as: STRATEGIC ENROLLMENT SERVICES, INC. | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $435 | $4K | 22.28% |
| DOMINIC STEPHEN SICILIANO3 | 4774 SUNFLOWER RIDG DRIVE ADA, MI 49301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $853 | $0 | $853 | 5.27% |
| MJ INSURANCE3 Filed as: SHAMROCK BENEFIT AND VARIOUS AGENTS | 3941 CRYSTAL WATERS LANE NE GRAND RAPIDS, MI 49525 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $198 | $118 | $316 | 1.95% |
| BRIAN DAVID ALBRITTON3 | 3447 GROVE LANE AUBURN HILLS, MI 48326 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $95 | $183 | $278 | 1.72% |
| JAMES A KERN3 Filed as: JAMES A. KERN | 43000 12 OAKS CRESCENT DRIVE NOVI, MI 48377 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $95 | $98 | $193 | 1.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 764 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 787 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PRIORITY HEALTH | 635 | $5.1M |
| Dental | DELTA DENTAL OF MICHIGAN | 1,366 | $417K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,569 | $121K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 1,569 | $679K |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 1,569 | $679K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,569 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.