| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL G. GREEN3 Filed as: MICHAEL GREEN | 30150 TELEGRAPH ROAD, SUITE 408 FRANKLIN, MI 48025 | PRIORITY HEALTH | $60K | $0 | $60K | 3.05% |
| MICHAEL G. GREEN3 Filed as: MICHAEL GREEN | 30150 TELEGRAPH ROAD, SUITE 408 FRANKLIN, MI 48025 | PRIORITY HEALTH INSURANCE COMPANY | $19K | $0 | $19K | 3.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 30150 TELEGRAPH ROAD BINGHAM FARMS, MI 48025 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $78K | $3K | $81K | 20.04% |
| STRATEGIC ENROLLMENT SERVICES INC.3 Filed as: STRATEGIC ENROLLMENT SERVICES, INC. | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $67K | $0 | $67K | 16.49% |
| ELIZABETH LLOYD3 | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $51K | $3K | $54K | 13.31% |
| DOMINIC STEPHEN SICILIANO3 | 4774 SUNFLOWER RIDGE DRIVE ADA, MI 49301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9K | $0 | $9K | 2.15% |
| PATRICK JAMES MALAK3 Filed as: PATRICK J. MALAK AND OTHER AGENTS | 8350 BYRON CENTER AVENUE SW BYRON CENTER, MI 49315 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $3K | $8K | 1.89% |
| BRIAN DAVID ALBRITTON3 | 3104 SCHOOLHOUSE TROY, MI 48083 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $844 | $3K | $4K | 1.05% |
| THAD ANDERSON3 | 7220 TALLGRASS PARKWAY LINCOLN, NE 68521 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $2K | $3K | 0.79% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 WEST GOLF ROAD ROLLING MEADOWS, IL 60008 | DELTA DENTAL OF MICHIGAN | $18K | $0 | $18K | 5.98% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 30150 TELEGRAPH ROAD, SUITE 408 BINGHAM FARMS, MI 48025 | KAISER FOUNDATION HEALTH PLAN INC | $5K | $0 | $5K | 4.42% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 30150 TELEGRAPH ROAD, SUITE 408 BINGHAM FARMS, MI 48025 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $64 | $5K | 8.61% |
| BENEFIT PROFILES INC3 Filed as: BENEFIT PROFILES, INC. | 500 CASCADE WEST PARKWAY SE SUITE 160 GRAND RAPIDS, MI 49546 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.55% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $708 | $708 | 1.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 595 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 597 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PRIORITY HEALTH | 569 | $2.7M |
| Dental | DELTA DENTAL OF MICHIGAN | 939 | $304K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 899 | $56K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 451 | $404K |
| Prescription drug(3 contracts, 3 carriers) | PRIORITY HEALTH | 569 | $2.7M |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 451 | $404K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 939 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.