| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORRISON INSURANCE SERVICES, INC.3 Filed as: MORRISON, GUY F | 5555 GLENRIDGE CONNECTOR ATLANTA, GA 30342 | PRIORITY HEALTH INSURANCE COMPANY | $47K | $0 | $47K | 1.79% |
| MCLAUGHLAN, REBECCA3 | — | PRIORITY HEALTH INSURANCE COMPANY | $31K | $0 | $31K | 1.21% |
| MORRISON INSURANCE SERVICES, INC.3 Filed as: MORRISON, GUY F | — | PRIORITY HEALTH | $30K | $0 | $30K | 1.93% |
| MCLAUGHLAN, REBECCA3 | 3331 W BIG BEAVER RD STE 200 TROY, MI 48084 | PRIORITY HEALTH | $17K | $0 | $17K | 1.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | GUY MORRISION 101 HUNTINGTON AVENUE, SUITE 401 BOSTON, MA 02199 | DELTA DENTAL | $9K | $0 | $9K | 2.55% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | GUY MORRISION 309 WEBSTER ST DAYTON, OH 45402 | DELTA DENTAL | $831 | $0 | $831 | 0.22% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 27064 OAKMEAD DRIVE PERRYBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $32K | $76 | $32K | 8.60% |
| ELIZABETH LLOYD3 | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $25K | $995 | $26K | 7.13% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 755 W BIG BEAVER RD TROY, MI 48084 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $25K | $749 | $26K | 7.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2600 S TELEGRAPH RD BLOOMFIELD HILLS, MI 48302 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $24 | $7K | 1.88% |
| DOMINIC STEPHEN SICILIANO3 | 4774 SUNFLOWER RIDGE DR ADA, MI 49301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 0.35% |
| MATTHEW ALAN DODDS3 | 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $786 | $0 | $786 | 0.21% |
| THAD ANDERSON3 | 7220 TALLGRASS PARKWAY LINCOLN, NE 68521 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $184 | $55 | $239 | 0.06% |
| PROFESSIONAL ENROLLMENT PERSPECTIVE3 | 43000 12 OAKS CRESCENT DRIVE NOVI, MI 48377 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $120 | $55 | $175 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 480844907 | KAISER FOUNDATION HEALTH PLAN INC | $19K | $0 | $19K | 5.17% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 240282748 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 6.25% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRAW WENTWORTH | A MARSH MCLENNAN AGENCY 755 W BIG BEAVER RD STE 2300 TROY, MI 480844907 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 4.93% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE STE 160 GRAND RAPIDS, MI 495462164 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 PARK 80 PLAZA SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.78% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | VISION SERVICE PLAN | $1K | $0 | $1K | 1.66% |
| MARSH & MCLENNAN AGENCY LLC3 | 5555 GLENRDG CONN NE STE 600 ATLANTA, GA 303424739 | VISION SERVICE PLAN | $1K | $0 | $1K | 1.56% |
| MARSH & MCLENNAN AGENCY LLC3 | 33213 COLLECTION CENTER DR CHICAGO, IL 606930001 | VISION SERVICE PLAN | $562 | $0 | $562 | 0.86% |
| DOMINIC STEPHEN SICILIANO3 | 4774 SUNFLOWER RIDGE DR ADA, MI 49301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES INC | 2600 S TELEGRAPH RD BLOOMFIELD HILLS, MI 48302 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF OHIO LLC | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.43% |
| ELIZABETH LLOYD3 | 27064 OAKMEAD DRIVE PERRYSBURG, OH 43551 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $585 | $2 | $587 | 1.25% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 755 W BIG BEAVER RD TROY, MI 48084 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $62 | $2 | $64 | 0.14% |
| PROFESSIONAL ENROLLMENT PERSPECTIVE3 | 43000 12 OAKS CRESCENT DRIVE NOVI, MI 48377 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 837 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 842 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PRIORITY HEALTH INSURANCE COMPANY | 520 | $4.5M |
| Dental | DELTA DENTAL | 1,231 | $369K |
| Vision | VISION SERVICE PLAN | 692 | $65K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 837 | $140K |
| Prescription drug(3 contracts, 3 carriers) | PRIORITY HEALTH INSURANCE COMPANY | 520 | $4.5M |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 837 | $555K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.