| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORRISON INSURANCE SERVICES, INC.3 Filed as: MORRISON, GUY F | 5555 GLENRIDGE CONNECTOR ATLANTA, GA 30342 | PRIORITY HEALTH INSURANCE COMPANY | $171K | $0 | $171K | 3.00% |
| MORRISON INSURANCE SERVICES, INC.3 Filed as: MORRISON, GUY F | 5555 GLENRIDGE CONNECTOR ATLANTA, GA 30342 | PRIORITY HEALTH | $49K | $0 | $49K | 3.52% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: 0009H753-MARSH & MCLENNAN AGENCY LL | 5555 GLENRIDGE CONNECTOR SUITE 600 ATLANTA, GA 30342 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $77K | $0 | $77K | 7.48% |
| 000VY393-IBENEFIT COMMUNICATION3 | 6230 FAIRVIEW RD SUITE 210 CHARLOTTE, NC 28210 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $29K | $0 | $29K | 2.88% |
| 0009K7293 | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $27K | $27K | 2.69% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 480844907 | KAISER FOUNDATION HEALTH PLAN INC | $14K | $0 | $14K | 5.47% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER RD STE 2300 TROY, MI 480844907 | KAISER FOUNDATION HEALTH PLAN INC | $6K | $0 | $6K | 5.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,030 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,039 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | PRIORITY HEALTH INSURANCE COMPANY | 1,030 | $7.4M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,269 | $1.0M |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,269 | $1.0M |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,269 | $1.0M |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,269 | $1.0M |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,269 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.