| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $12K | $3K | $16K | 18.76% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $4K | — | $4K | 4.94% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $452 | — | $452 | 0.54% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $370 | — | $370 | 0.44% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | — | — | $0 | 0.00% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | -$799 | — | -$799 | -0.96% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $3K | — | $3K | 11.00% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $3K | $1K | $4K | 19.94% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $1K | — | $1K | 4.95% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $123 | — | $123 | 0.55% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $100 | — | $100 | 0.44% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | -$204 | — | -$204 | -0.91% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $450 | — | $450 | 2.59% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $220 | — | $220 | 1.27% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $24 | — | $24 | 0.14% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $20 | — | $20 | 0.12% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | -$34 | — | -$34 | -0.20% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $3K | $641 | $3K | 22.29% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $261 | — | $261 | 1.85% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $30 | — | $30 | 0.21% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $25 | — | $25 | 0.18% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | -$47 | — | -$47 | -0.33% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $590 | $199 | $789 | 19.12% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $197 | — | $197 | 4.77% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $22 | — | $22 | 0.53% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $18 | — | $18 | 0.44% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | -$45 | — | -$45 | -1.09% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUEADVANTAGE ADMINISTRATORS OF AR EIN 71-0226428 CLAIMS PROCESSOR | Contract Administrator; Claims processing Service code 12 | PO BOX 3743 LITTLE ROCK, AR 72203 | $109K |
| SUNSTAR INSURANCE GROUP LLC INSURANCE BROKER | Insurance agents and brokers Service code 22 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | $20K |
| CHASE CAIN INSURANCE BROKER | Insurance agents and brokers Service code 22 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 211 | $0 |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 258 | $151K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 197 | $24K |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 211 | $0 |
| Other(5 contracts) | USABLE LIFE | 338 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 338 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.