| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $5K | $518 | $5K | 16.63% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $2K | — | $2K | 5.00% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $175 | — | $175 | 0.55% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $143 | — | $143 | 0.45% |
| KRISTINA SUSANNE LONG3 | PO BOX 19202 JONESBORO, AR 72403 | AFLAC | $1K | $97 | $2K | 5.47% |
| SHARON MCADAMS3 | 1309 LAYMAN DR JONESBORO, AR 72404 | AFLAC | $418 | $23 | $441 | 1.54% |
| JACKIE LYNN SMITHEY3 | PO BOX 404 JOINER, AR 72350 | AFLAC | $333 | — | $333 | 1.16% |
| MICHAEL S MCADAMS3 Filed as: MICHAEL MCADAMS | 1309 LAYMAN DR JONESBORO, AR 72404 | AFLAC | $305 | $23 | $328 | 1.15% |
| EMILY DIANE ASTON3 | 250 COUNTY ROAD 728 JONESBORO, AR 72405 | AFLAC | $275 | — | $275 | 0.96% |
| KENNETH BRADLEY ELDRED3 | 611 BELMONT ESTATES DR HERNANDO, MS 38632 | AFLAC | $169 | — | $169 | 0.59% |
| KAREN EVELYN WHISENHUNT3 | 705 FERNWOOD DR JONESBORO, AR 72401 | AFLAC | $157 | — | $157 | 0.55% |
| DWAIN SIMS3 | 1304 PARDEW ST JONESBORO, AR 72401 | AFLAC | $113 | — | $113 | 0.40% |
| TONY MADDEN3 | 6048 JACKSON 29 HICKORY RIDGE, AR 72347 | AFLAC | $74 | — | $74 | 0.26% |
| AARON E SMITH3 | 8571 COUNTY ROAD 610 ARBYRD, MO 63821 | AFLAC | $73 | — | $73 | 0.26% |
| CHRISTY G POE3 | 1503 BAYWOOD CV WEST MEMPHIS, AR 72301 | AFLAC | $67 | — | $67 | 0.23% |
| DANNETTE L CLARKSON3 | 3421 SUNSHINE ROAD ROYAL, AR 71968 | AFLAC | $64 | — | $64 | 0.22% |
| TIM WOODARD3 | 53 CHARLES STREET HILLSDALE, MI 49242 | AFLAC | $56 | — | $56 | 0.20% |
| ANNA MICHELLE GREGORY3 | 1901 SUNNY DRIVE BRINKLEY, AR 72021 | AFLAC | $45 | — | $45 | 0.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $41 | — | $41 | 0.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMIE L BROWN | 310 LAKE MARIAM BLVD WINTER HAVEN, FL 33884 | AFLAC | $39 | — | $39 | 0.14% |
| JASON T WIZER3 | 270 COUNTY ROAD 734 WYNNE, AR 72396 | AFLAC | $38 | — | $38 | 0.13% |
| JERFFREY MICHAEL RING3 | 5405 KHAKIS PLACE JONESBORO, AR 72404 | AFLAC | $32 | — | $32 | 0.11% |
| SHERESE SMITH GREEN3 | PO BOX 1298 WEST MEMPHIS, AR 72303 | AFLAC | $30 | — | $30 | 0.10% |
| GARY D CONDRAY3 | 149 PINE STREET SALESVILLE, AR 72653 | AFLAC | $21 | — | $21 | 0.07% |
| HAILEY B MITCHENER3 | 1005 W LAWSON ROAD JONESBORO, AR 72404 | AFLAC | $18 | — | $18 | 0.06% |
| TONY GENE WINKLES3 | 405 HIX LANE BATESVILLE, AR 72501 | AFLAC | $18 | — | $18 | 0.06% |
| JCI INSURANCE SOLUTIONS INC3 | 5050 BAY HILL DRIVE CONWAY, AR 72034 | AFLAC | $18 | — | $18 | 0.06% |
| SARAH E MAY3 | 200 S CENTRAL AVE BATESVILLE, AR 72501 | AFLAC | $14 | — | $14 | 0.05% |
| BRAD FREDERIKSEN3 | 31 FAIRWAY WOODS CIR MAUMELLE, AR 72113 | AFLAC | $12 | — | $12 | 0.04% |
| RIEDMUELLER BENEFIT SOLUTIONS LLC3 | 820 MALLARD LANE CONWAY, AR 72034 | AFLAC | $10 | — | $10 | 0.03% |
| AMANDA G ASHLOCK3 | 19228 HIGHWAY 41 MAGAZINE, AR 72943 | AFLAC | $10 | — | $10 | 0.03% |
| RHONDA K WEATHERALL3 | 600 CROW MOUNTAIN DRIVE ATKINS, AR 72823 | AFLAC | $10 | — | $10 | 0.03% |
| TESSIE P CANTRELLE3 | 3112 LILLIAN MARIE DRIVE GRAY, LA 70359 | AFLAC | $4 | — | $4 | 0.01% |
| TONYA SUE ELMORE3 | 1930 HIGHWAY 71 E MANSFIELD, AR 72944 | AFLAC | $3 | — | $3 | 0.01% |
| BYRON KEITH BURRELL3 | 364 ARKAVALLEY ROAD GREENBRIER, AR 72058 | AFLAC | $3 | — | $3 | 0.01% |
| CHARLES L CHANCELLOR3 | 903 WEATHERFORD DRIVE BENTON, AR 72015 | AFLAC | $2 | — | $2 | 0.01% |
| GERALD BENTLEY BAILEY3 | 120 S 7TH AVE DURANT, OK 74701 | AFLAC | $1 | — | $1 | 0.00% |
| ANDREA STEPHENS3 | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.00% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $2K | $325 | $2K | 17.72% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $596 | — | $596 | 5.00% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $66 | — | $66 | 0.55% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $54 | — | $54 | 0.45% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $330 | — | $330 | 2.89% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $174 | — | $174 | 1.53% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $19 | — | $19 | 0.17% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $16 | — | $16 | 0.14% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $2K | $267 | $2K | 18.66% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $100 | — | $100 | 1.04% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $11 | — | $11 | 0.11% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $9 | — | $9 | 0.09% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $327 | $49 | $376 | 17.42% |
| MARTIN MCCALL3 | 315 CR 782 JONESBORO, AR 72405 | USABLE LIFE | $108 | — | $108 | 5.00% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $12 | — | $12 | 0.56% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $10 | — | $10 | 0.46% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUEADVANTAGE ADMINISTRATORS OF AR EIN 71-0226428 CLAIMS PROCESSOR | Claims processing; Contract Administrator Service code 12 | PO BOX 3743 LITTLE ROCK, AR 72203 | $49K |
| SUNSTAR INSURANCE GROUP LLC INSURANCE BROKER | Insurance agents and brokers Service code 22 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 119 | $0 |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 119 | $0 |
| Other(6 contracts, 2 carriers) | USABLE LIFE | 245 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 245 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.