| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $6K | — | $6K | 5.00% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $9K | $831 | $10K | 16.33% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | $2K | — | $2K | 2.52% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $1K | — | $1K | 2.08% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $1K | — | $1K | 1.69% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $345 | — | $345 | 0.55% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $282 | — | $282 | 0.45% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $3K | $467 | $3K | 17.48% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | $464 | — | $464 | 2.46% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $388 | — | $388 | 2.06% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $294 | — | $294 | 1.56% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $104 | — | $104 | 0.55% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $85 | — | $85 | 0.45% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $2K | $388 | $3K | 16.52% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | $93 | — | $93 | 0.53% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $64 | — | $64 | 0.37% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $60 | — | $60 | 0.34% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $19 | — | $19 | 0.11% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $16 | — | $16 | 0.09% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $408 | — | $408 | 2.81% |
| STEPHEN COMPTON3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $97 | — | $97 | 0.67% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | $82 | — | $82 | 0.56% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $60 | — | $60 | 0.41% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $23 | — | $23 | 0.16% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $18 | — | $18 | 0.12% |
| SUNSTAR INSURANCE GROUP LLC3 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | USABLE LIFE | $551 | $89 | $640 | 17.43% |
| JOHN TAYLOR3 | 4240 E BRIDGEWATER LANE FAYETTEVILLE, AR 72703 | USABLE LIFE | $88 | — | $88 | 2.40% |
| CHASE CAIN3 | 2206 N CLEVELAND STREET LITTLE ROCK, AR 72207 | USABLE LIFE | $74 | — | $74 | 2.02% |
| STEPHEN COMPTON1 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $67 | — | $67 | 1.83% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $20 | — | $20 | 0.54% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $17 | — | $17 | 0.46% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUEADVANTAGE ADMINISTRATORS OF AR EIN 71-0226428 CLAIMS PROCESSOR | Contract Administrator; Claims processing Service code 12 | PO BOX 3743 LITTLE ROCK, AR 72203 | $62K |
| SUNSTAR INSURANCE GROUP LLC INSURANCE BROKER | Insurance agents and brokers Service code 22 | 10800 FINANCIAL CENTRE PKWY STE 300 LITTLE ROCK, AR 72211 | $24K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 137 | $0 |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 229 | $123K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 172 | $25K |
| Prescription drug | BLUEADVANTAGE ADMINISTRATORS OF ARKANSAS | 137 | $0 |
| Other(5 contracts) | USABLE LIFE | 287 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.