Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthRxOther | HealthRxOther | |
Life | Life | |
Health | Health | |
Life | Life | |
Vision | Vision |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 7 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,757 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 715 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,472 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | QCC INSURANCE COMPANY | 6,708 | $28.6M |
| Vision(2 contracts) | VISION BENEFITS OF AMERICA | 0 | $0 |
| Life insurance(2 contracts, 2 carriers) | AMALGAMATED LIFE | 9,032 | $476K |
| Prescription drug | QCC INSURANCE COMPANY | 6,708 | $28.5M |
| Other | BLUE MEDICARE ADVANTAGE | 1,626 | $6.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,032 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FRANK M VACCARO & ASSOCIATES,INC EIN 23-2148108 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $784K |
| CHARTWELL INVESTMENT PARTNERS EIN 23-2891243 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $161K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $156K |
| BOLTON PARTNERS NORTHEAST, INC. EIN 52-1231144 NONE | Direct payment from the plan; Consulting fees Service code 50 | — | $105K |
| LOOMIS SAYLES & COMPANY, LP EIN 04-3200030 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $79K |
| NEWTOWER TRUST COMPANY EIN 30-0872552 NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | — | $69K |
| CLEARY & JOSEM LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | — | $65K |
| BOYD WATTERSON ASSET MANAGEMENT LLC EIN 34-1922005 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $63K |
| IBEW LOCAL UNION NO. 98 EIN 23-0724610 RELATED ORGANIZATION | Recordkeeping fees; Direct payment from the plan Service code 50 | — | $38K |
| JENNA SHAWL EIN 23-2082042 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $37K |
| KATHERINE SCHAFFER EIN 23-2082042 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $35K |
| SEGAL MARCO CONSULTING EIN 36-3555078 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $35K |
| CHEIRON INC EIN 13-4215617 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $32K |
| THE PNC FINANCIAL SERVICES GROUP EIN 25-1435979 NONE | Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $19K |
| SPEAR WILDERMAN PC EIN 23-2749511 NONE | Legal; Direct payment from the plan Service code 29 | — | $12K |
| PART D ADVISORS INC EIN 20-2595200 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $12K |
| PNC BANK, N.A. EIN 25-1197336 NONE | Other services; Direct payment from the plan Service code 49 | — | $8K |
| LABOR FIRST, LLC EIN 06-1750191 NONE | Other fees; Insurance services Service code 23 | — | $0 |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
10 filings · 2016 to 2025