No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FRANK M VACCARO & ASSOCIATES,INC EIN 23-2148108 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $861K |
| CHARTWELL INVESTMENT PARTNERS EIN 23-2891243 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $107K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $93K |
| CLEARY & JOSEM LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | — | $63K |
| HEALTH MAP NONE | Other services; Direct payment from the plan Service code 49 | 14 AUTUMN ST, 4TH FLR BOSTON, MA 02215 | $57K |
| PART D ADVISORS INC EIN 20-2595200 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $54K |
| JANUS HENDERSON EIN 43-1804048 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $33K |
| MARCO CONSULTING EIN 36-3555078 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $33K |
| NEWTOWER MANAGEMENT LLC NONE | Investment management fees paid indirectly by plan; Investment management Service code 28 | 7315 WISCONSIN AVE, STE 350W BETHESDA, MD 20814 | $30K |
| ASB CAPITAL MANAGEMENT LLC EIN 80-0618452 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $24K |
| CHEIRON INC EIN 13-4215617 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $22K |
| STRASSHEIM PRINTING NONE | Direct payment from the plan; Participant communication Service code 38 | 333 NORTH 15TH STREET PHILADELPHIA, PA 19102 | $17K |
| THE PNC FINANCIAL SERVICES GROUP EIN 25-1435979 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $16K |
| PENNS LANDING CATERERS EIN 23-2438238 NONE | Other services; Direct payment from the plan Service code 49 | — | $10K |
| WELLS FARGO EIN 41-0449260 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $8K |
| US MOBILE HEALTH EXAMS NONE | Other services; Direct payment from the plan Service code 49 | 2950 HALCYON LN, STE 602 JACKSONVILLE, FL 32223 | $7K |
| IRON MOUNTAIN EIN 23-2588479 NONE | Other services; Direct payment from the plan Service code 49 | — | $7K |
| HGK ASSET MANAGEMENT INC EIN 52-1296988 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,772 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 991 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,763 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | INDEPENDENCE BLUE CROSS AFFILIATES - PERSONAL CHOICE | 8,752 | $54.4M |
| Life insurance | AMALGAMATED LIFE | 9,048 | $477K |
| Prescription drug | INDEPENDENCE BLUE CROSS AFFILIATES - PERSONAL CHOICE | 8,752 | $52.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,048 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.