No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FRANK M VACCARO & ASSOCIATES,INC EIN 23-2148108 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $461K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $113K |
| HEALTH MAP NONE | Direct payment from the plan; Other services Service code 49 | 14 AUTUMN ST, 4TH FLR BOSTON, MA 02215 | $45K |
| CHARTWELL INVESTMENT PARTNERS EIN 23-2891243 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $45K |
| CLEARY & JOSEM LLP EIN 23-2657967 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| MARCO CONSULTING EIN 36-3555078 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $30K |
| CHEIRON INC EIN 13-4215617 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $26K |
| STRASSHEIM PRINTING NONE | Participant communication; Direct payment from the plan; Copying and duplicating Service code 36 | 333 NORTH 15TH STREET PHILADELPHIA, PA 19102 | $24K |
| PART D ADVISORS INC EIN 20-2595200 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $21K |
| NEWTOWER MANAGEMENT LLC NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | 7315 WISCONSIN AVE, STE 350W BETHESDA, MD 20814 | $19K |
| JENNINGS SIGMOND PC EIN 23-2025670 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| ASB CAPITAL MANAGEMENT LLC EIN 80-0618452 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $10K |
| THE PNC FINANCIAL SERVICES GROUP EIN 25-1435979 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $10K |
| JANUS CAPITAL INC EIN 43-1804048 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $9K |
| KLEHR HARRISON HARVEY BRANZBURG LLP EIN 23-1973697 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
| PENNS LANDING CATERERS EIN 23-2438238 NONE | Other services; Direct payment from the plan Service code 49 | — | $8K |
| AMERICAN SOLUTIONS FOR BUSINESS EIN 41-1393684 NONE | Other services; Direct payment from the plan Service code 49 | — | $7K |
| US MOBILE HEALTH EXAMS NONE | Other services; Direct payment from the plan Service code 49 | 2950 HALCYON LN, STE 602 JACKSONVILLE, FL 32223 | $7K |
| IRON MOUNTAIN EIN 23-2588479 NONE | Other services; Direct payment from the plan Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,621 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 866 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,487 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | INDEPENDENCE BLUE CROSS AFFILIATES - PERSONAL CHOICE | 6,683 | $37.0M |
| Life insurance | AMALGAMATED LIFE | 2,853 | $377K |
| Prescription drug | INDEPENDENCE BLUE CROSS AFFILIATES - PERSONAL CHOICE | 6,683 | $35.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,683 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.