See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS LIFE AND HEALTH I EIN 95-4331852 NONE | Contract Administrator; Other services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $7.8M |
| HIGHMARK EIN 23-1294723 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $5.6M |
| CENTRAL DATA SERVICES, INC EIN 25-1352803 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.6M |
| UNITED CONCORDIA COMPANIES, INC. EIN 25-1687586 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $462K |
| DIANE PICKLE EIN 23-1317409 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $141K |
| WITHUM EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $110K |
| MARGARET BIBB EIN 23-1317409 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $88K |
| MORIAH JAMROM EIN 23-1317409 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $88K |
| CONSOLIDATED GRAPHIC COMMUNICATIONS NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 1901 MAYVIEW RD BRIDGEVILLE, PA 15017 | $78K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 NONE | Direct payment from the plan; Consulting fees; Actuarial Service code 11 | — | $73K |
| INNOVEST PORTFOLIO SOLUTIONS EIN 84-1612955 NONE | Investment advisory (plan); Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Investment management fees paid directly by plan Service code 15 | — | $72K |
| DAVIS VISION EIN 11-3051991 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $62K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Investment management; Direct payment from the plan Service code 28 | — | $53K |
| BREDHOFF & KAISER EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | — | $37K |
| AMERISERV TRUST EIN 25-1689052 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $29K |
| AMERICAN PRODUCTS, INC. EIN 56-1055541 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $19K |
| DOCUSIGN EIN 91-2183967 NONE | Direct payment from the plan; Other services Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 51,221 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7,599 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 58,820 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 134,756 | $431.9M |
| Dental(4 contracts, 3 carriers) | HIGHMARK | 134,756 | $442.3M |
| Vision(2 contracts, 2 carriers) | HIGHMARK | 134,756 | $433.5M |
| Life insurance | AMERICAN UNITED INSURANCE COMPANY | 14,800 | $2.0M |
| Short-term disability | AMERICAN UNITED INSURANCE COMPANY | 14,800 | $2.0M |
| Long-term disability | AMERICAN UNITED INSURANCE COMPANY | 14,800 | $2.0M |
| Prescription drug | HIGHMARK | 134,756 | $431.9M |
| Other(2 contracts, 2 carriers) | AMERICAN UNITED INSURANCE COMPANY | 17,878 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134,756 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.