No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 59-1031071 NONE | Other services; Non-monetary compensation; Claims processing; Direct payment from the plan; Float revenue; Named fiduciary; Participant communication; Contract Administrator Service code 12 | — | $10.9M |
| ALIGHT EIN 36-2235791 NONE | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $3.5M |
| DELTA DENTAL OF VIRGINIA EIN 54-0844477 NONE | Contract Administrator Service code 13 | — | $1.1M |
| MARATHON HEALTH EIN 46-4071925 NONE | Consulting (general) Service code 16 | — | $370K |
| GROOM LAW GROUP EIN 52-1219029 NONE | Legal Service code 29 | — | $274K |
| SEGAL BENZ EIN 94-1503999 NONE | Other services Service code 49 | — | $250K |
| DIRECTPATH EIN 02-0677999 NONE | Direct payment from the plan; Participant communication; Consulting (general) Service code 16 | — | $165K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Accounting (including auditing) Service code 10 | — | $106K |
| HAGER STRATEGIC EIN 52-1942556 NONE | Investment advisory (plan) Service code 27 | — | $73K |
| JP MORGAN CHASE BANK EIN 13-4994650 NONE | Trustee (bank, trust company, or similar financial institution); Custodial (other than securities) Service code 18 | — | $36K |
| BROWN & BROWN OF MASSACHUSETTS, LLC EIN 61-1731301 NONE | Consulting (general) Service code 16 | — | $36K |
| PEGGY EDGE CPA EIN 26-4527814 NONE | Accounting (including auditing) Service code 10 | — | $32K |
| PRICEWATERHOUSECOOPERS EIN 13-4008324 NONE | Accounting (including auditing) Service code 10 | — | $7K |
| EVERNORTH BEHAVIORIAL HEALTH, INC. | Direct payment from the plan; Participant communication; Contract Administrator; Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 31,322 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 380 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 31,702 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability(3 contracts, 2 carriers) | NEW YORK LIFE INSURANCE COMPANY OF NEW YORK | 2,114 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.