No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 59-1031071 NONE | Non-monetary compensation; Claims processing; Other services; Float revenue; Named fiduciary; Participant communication; Contract Administrator; Direct payment from the plan Service code 12 | — | $11.1M |
| ALIGHT EIN 36-2235791 NONE | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $4.4M |
| DELTA DENTAL OF VIRGINIA EIN 54-0844477 NONE | Contract Administrator Service code 13 | — | $1.2M |
| GROOM LAW GROUP EIN 52-1219029 NONE | Legal Service code 29 | — | $389K |
| SEGAL BENZ EIN 94-1503999 NONE | Other services Service code 49 | — | $296K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 NONE | Accounting (including auditing) Service code 10 | — | $272K |
| BIG HEALTH (SLEEPIO) EIN 61-1731301 NONE | Claims processing Service code 12 | — | $264K |
| ARTEMIS HEALTH EIN 46-4071925 NONE | Claims processing Service code 12 | — | $205K |
| DIRECTPATH EIN 02-0677999 NONE | Consulting (general); Direct payment from the plan; Participant communication Service code 16 | — | $159K |
| KPMG LLP EIN 13-1673581 NONE | Accounting (including auditing) Service code 10 | — | $87K |
| JP MORGAN CHASE BANK EIN 13-4994650 NONE | Custodial (other than securities); Trustee (bank, trust company, or similar financial institution) Service code 18 | — | $51K |
| WILLIS TOWERS WATSON EIN 53-0181291 NONE | Contract Administrator Service code 13 | — | $35K |
| PEGGY EDGE CPA EIN 26-4527814 NONE | Accounting (including auditing) Service code 10 | — | $23K |
| AON CONSULTING, INC. EIN 22-2232264 NONE | Investment advisory (plan); Investment management Service code 27 | — | $12K |
| PRICEWATERHOUSECOOPERS EIN 13-4008324 NONE | Accounting (including auditing) Service code 10 | — | $8K |
| EVERNORTH BEHAVIORIAL HEALTH, INC. | Contract Administrator; Direct payment from the plan; Participant communication; Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 31,011 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 455 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 31,466 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability(3 contracts, 2 carriers) | CIGNA LIFE INSURANCE CO. OF NEW YORK | 2,099 | $265K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,099 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.