Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Stop-loss | Stop-loss | |
LifeOther | LifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 636 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 636 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 395 | $12K |
| Stop-loss / reinsurancereinsurance | HORIZON HEALTHCARE SERVICES, INC. | 512 | $1.1M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 395 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 512 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES EIN 22-0999690 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $184K |
| ACRISURE EIN 26-3554645 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $115K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $79K |
| CATHERINE SOMA EIN 22-1552880 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $60K |
| FABIAN & BYRN LLC EIN 25-1914887 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $60K |
| CHARTWELL INVESTMENT PARTNERS, LP EIN 36-4776242 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $44K |
| IRON MOUNTAIN NONE | Direct payment from the plan; Other services Service code 49 | 811 PARK AVE. FREEHOLD, NJ 07728 | $44K |
| MSPC EIN 22-2951202 ACCT FOR LOCAL 469 | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $43K |
| KROLL HEINEMAN PTASIEWICZ & PARSONS EIN 76-0760981 ATTY FOR LOCAL 469 | Legal; Direct payment from the plan Service code 29 | — | $28K |
| DELTA DENTAL OF NJ, INC. EIN 22-1896118 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $27K |
| O'SULLIVAN ASSOCIATES, INC EIN 20-8199367 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $23K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Other fees; Direct payment from the plan; Claims processing; Float revenue Service code 12 | — | $18K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 33-0123114 NONE | Investment management; Consulting (general); Investment management fees paid directly by plan Service code 16 | — | $10K |
| TOBIA & LOVELACE EIN 20-2110835 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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11 filings · 2015 to 2025