No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES EIN 22-0999690 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $367K |
| ACRISURE EIN 26-3554645 NONE | Insurance agents and brokers; Direct payment from the plan; Consulting (general) Service code 16 | — | $74K |
| ENNIS HARGADON, LLC EIN 47-1121653 ACCT FOR LOCAL 469 | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $68K |
| CATHERINE SOMA EIN 22-1552880 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $53K |
| MARIA CATENACCI EIN 22-1552880 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $47K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $28K |
| CHARTWELL INVESTMENT PARTNERS, LP EIN 36-4776242 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $28K |
| DELTA DENTAL OF NJ, INC. EIN 22-1896118 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $27K |
| BOYD WATTERSON ASSET MANAGEMENT, LL EIN 34-1922005 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $23K |
| O'SULLIVAN ASSOCIATES, INC EIN 20-8199367 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $22K |
| TIMOTHY R. HOTT, P.C. EIN 22-3724341 ATTY FOR LOCAL 469 | Legal; Direct payment from the plan Service code 29 | — | $21K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Other fees; Float revenue; Direct payment from the plan; Claims processing Service code 12 | — | $20K |
| SUSANIN WIDMAN & BRENNAN, PC EIN 23-2265950 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 710 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 725 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 489 | $26K |
| Stop-loss / reinsurancereinsurance | TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | 596 | $714K |
| Other | HARTFORD LIFE AND ACCIDENT | 489 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 596 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.