No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES EIN 22-0999690 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $177K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $99K |
| FABIAN & BYRN LLC EIN 25-1914887 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $59K |
| MSPC EIN 22-2951202 ACCT FOR LOCAL 469 | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $57K |
| ACRISURE EIN 26-3554645 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $56K |
| CATHERINE SOMA EIN 22-1552880 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $55K |
| CHARTWELL INVESTMENT PARTNERS, LP EIN 36-4776242 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $45K |
| KROLL HEINEMAN PTASIEWICZ & PARSONS EIN 76-0760981 ATTY FOR LOCAL 469 | Legal; Direct payment from the plan Service code 29 | — | $32K |
| DELTA DENTAL OF NJ, INC. EIN 22-1896118 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $26K |
| O'SULLIVAN ASSOCIATES, INC EIN 20-8199367 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $21K |
| IRON MOUNTAIN NONE | Other services; Direct payment from the plan Service code 49 | 811 PARK AVE. FREEHOLD, NJ 07728 | $15K |
| OPTUMRX, INC. EIN 33-0441200 NONE | Float revenue; Other fees; Direct payment from the plan; Claims processing Service code 12 | — | $14K |
| TOBIA & LOVELACE EIN 20-2110835 NONE | Legal; Direct payment from the plan Service code 29 | — | $11K |
| INVESTMENT PERFORMANCE SERVICES LLC EIN 33-0123114 NONE | Investment management; Consulting (general); Investment management fees paid directly by plan Service code 16 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 632 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 632 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 388 | $21K |
| Stop-loss / reinsurancereinsurance | HORIZON HEALTHCARE SERVICES, INC. | 489 | $1.1M |
| Other | HARTFORD LIFE AND ACCIDENT | 388 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 489 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.