| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94520 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | $667K | — | $667K | 2.26% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE CTR | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | MEDCO CONTAINMENT LIFE INSURANCE COMPANY | $607K | — | $607K | 2.95% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE BROKERS | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | DELTA DENTAL INSURANCE COMPANY | $536K | — | $536K | 4.67% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BOULEVARD SUITE 125 DULUTH, GA 30096 | ANTHEM BLUE CROSS BLUE SHIELD | $105K | — | $105K | 7.01% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94520 | EYEMED | $97K | — | $97K | 9.74% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE BROKERS | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | DELTA DENTAL INSURANCE COMPANY | $29K | — | $29K | 5.41% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERCER CONTRACT ADMIN | Contract Administrator Service code 13 | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | $76K |
| EPIC EDGEWOOD PARTNERS INS CENTER BROKER | Insurance services Service code 23 | 2405 SATELLITE BOULEVARD SUITE 200 DULUTH, GA 30096 | $68K |
| MORRIS MANNING AND MARTIN LLP ATTORNEY | Legal Service code 29 | 990 HAMMOND DRIVE NE SUITE 300 ATLANTA, GA 30328 | $61K |
| CAP FINANCIAL PARTNERS, LLC FINANCIAL ADVIS | Investment management Service code 28 | 4208 6 FORKS ROAD SUITE 1700 RALEIGH, NC 27609 | $59K |
| MOORE COLSON ACC/AUDITOR | Accounting (including auditing) Service code 10 | 600 GALLERIA PARKWAY SE SUITE 600 ATLANTA, GA 30339 | $42K |
| BAD RHINO MARKETING AGCY | Other services Service code 49 | 17 WEST GAY STREET SUITE 100 WEST CHESTER, PA 19380 | $38K |
| CAPTRUST FINANCIAL ADVISOR | Investment management Service code 28 | 3348 PEACHTREE ROAD, NE SUITE 1420 ATLANTA, GA 30326 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 25,738 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 25,738 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS BLUE SHIELD | 3,439 | $1.5M |
| Dental(2 contracts) | DELTA DENTAL INSURANCE COMPANY | 18,889 | $12.0M |
| Vision | EYEMED | 14,385 | $999K |
| Prescription drug | MEDCO CONTAINMENT LIFE INSURANCE COMPANY | 19,451 | $20.6M |
| Other(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA | 16,383 | $31.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.