| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE CTR | 2405 SATELLITE BOULEVARD SUITE 200 DULUTH, GA 30096 | HARTFORD LIFE AND ACCIDENT | $694K | — | $694K | 3.07% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE CTR | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | MEDCO CONTAINMENT LIFE INSURANCE COMPANY | $590K | — | $590K | 2.64% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BOULEVARD SUITE 200 DULUTH, GA 30096 | METROPOLITAN LIFE INSURANCE COMPANY | $298K | — | $298K | 2.84% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 135 MAIN STREET FLOOR 21 SAN FRANCISCO, CA 94105 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BOULEVARD SUITE 200 DULUTH, GA 30096 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $27K | — | $27K | 3.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CETR | 2405 SATELLITE BOULEVARD SUITE 125 DULUTH, GA 30097 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $18K | — | $18K | 2.80% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENDIN SUMRALL AND LADNER LLC ATTORNEY | Legal Service code 29 | 3330 PEACHTREE ROAD NE ATLANTA, GA 30326 | $271K |
| BERKLEY RESEARCH GROUP CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 3350 WALTON RIVERWOOD LANE SE ATLANTA, GA 30339 | $105K |
| MORRIS MANNING AND MARTIN LLP ATTORNEY | Legal Service code 29 | 990 HAMMOND DRIVE NE SUITE 300 ATLANTA, GA 30328 | $82K |
| WELCH HORNSBY INVESTMENT ADVISOR | Custodial (securities); Trustee (bank, trust company, or similar financial institution); Investment management Service code 19 | 2000 SOUTHBRIDGE PARKWAY SUITE 500 BIRMINGHAM, AL 35209 | $60K |
| MERCER CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 12421 MEREDITH DRIVE URBANDALE, IA 50398 | $49K |
| EDGEWOOD PARTNERS BROKER | Insurance services; Insurance agents and brokers Service code 22 | 2405 SATELLITE BOULEVARD SUITE 200 DULUTH, GA 30096 | $45K |
| BDO ACCOUNTANT/AUDITOR | Accounting (including auditing) Service code 10 | 1100 PEACHTREE STREET NE ATLANTA, GA 30309 | $45K |
| INFINITE EDISCOVERY SOLUTIONS INC LEGAL | Legal Service code 29 | 229 PEACHTREE STREET NE SUITE 975 ATLANTA, GA 30303 | $20K |
| THE DONLON AGENCY MARKETING AGENCY | Other services Service code 49 | 1175 PEACHTREE STREET SUITE 1000 ATLANTA, GA 30361 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,757 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 19,757 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 12,881 | $11.1M |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 13,694 | $897K |
| Prescription drug | MEDCO CONTAINMENT LIFE INSURANCE COMPANY | 19,757 | $22.3M |
| Other | HARTFORD LIFE AND ACCIDENT | 19,356 | $22.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,757 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.