| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $62K | $62K | 3.63% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 540 W MADISON STREET STE 1200 CHICAGO, IL 60661 | DEARBORN LIFE INSURANCE COMPANY | $11K | — | $11K | 7.56% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC PA | PO BOX 350 CONSHOHOCKEN, PA 19428 | DEARBORN LIFE INSURANCE COMPANY | $9K | — | $9K | 6.23% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | $12K | — | $12K | 10.56% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 10.55% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $416 | — | $416 | 3.59% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2929 ALLEN PARKWAY SUITE 2500 HOUSTON, TX 77109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $58 | — | $58 | 0.50% |
| RODGER SUMICEK3 | P O BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 0.37% |
| SECURANCE CORPORATION3 | 10205 WESTHEIMER RD STE 1100 HOUSTON, TX 77042 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $36 | — | $36 | 0.31% |
| ROSEMARY CHOI3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $6 | $6 | 0.05% |
| MARK SCOTT OSTASZEWSKI3 | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.04% |
| DAMIAN K CHANDLER3 | 5206 STORMY AUTUMN SAN ANTONIO, TX 78247 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| BRANDON PENKO3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| JAMES RICE3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| BAKER, BRENNAN, DWAINE3 Filed as: BAKER ALLEN COMMODORE | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | PO BOX 301598 DALLAS, TX 75303 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ALLISON WISE3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $618 | — | $618 | 8.04% |
| RODGER SUMICEK3 | P O BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $89 | — | $89 | 1.16% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2929 ALLEN PARKWAY SUITE 2500 HOUSTON, TX 77109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28 | — | $28 | 0.36% |
| SECURANCE CORPORATION3 | 10205 WESTHEIMER RD STE 1100 HOUSTON, TX 77042 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC MARSH WORTHAM | PO BOX 301598 DALLAS, TX 75303 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 0.20% |
| JUSTIN LEBLANC3 | 202 FAR VELA LN LAKEWAY, TX 78734 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.18% |
| MARK SCOTT OSTASZEWSKI3 Filed as: MARK OSTASZEWSKI | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.10% |
| DAMIAN K CHANDLER3 Filed as: DAMIAN CHANDLER | 5206 STORMY AUTUMN SAN ANTONIO, TX 78247 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.07% |
| ROSEMARY CHOI3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.07% |
| JAMES RICE3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $5 | $5 | 0.07% |
| BRANDON PENKO3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.04% |
| BAKER, BRENNAN, DWAINE3 Filed as: BAKER ALLEN COMMODORE | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ALLISON WISE3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $473 | — | $473 | 7.41% |
| RODGER SUMICEK3 | P O BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $57 | — | $57 | 0.89% |
| SECURANCE CORPORATION3 | 10205 WESTHEIMER RD STE 1100 HOUSTON, TX 77042 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | — | $29 | 0.45% |
| JUSTIN LEBLANC3 | 202 FAR VELA LN LAKEWAY, TX 78734 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $20 | — | $20 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC MARSH WORTHAM | PO BOX 301598 DALLAS, TX 75303 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.22% |
| JAMES RICE3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.20% |
| MARK SCOTT OSTASZEWSKI3 Filed as: MARK OSTASZEWSKI | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.16% |
| BRYAN INGLIS3 | 104 PENNS WAY SHAVANO PARK, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.11% |
| ROSEMARY CHOI3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.08% |
| ALLEN BAKER3 | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $1 | $1 | 0.02% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $323 | — | $323 | 7.09% |
| RODGER SUMICEK3 | PO BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $78 | — | $78 | 1.71% |
| RICE JAMES3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.40% |
| MARK SCOTT OSTASZEWSKI3 | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16 | — | $16 | 0.35% |
| INGLIS, BRYAN, JAMES3 Filed as: INGLIS BRYAN | 104 PENNS WAY SHAVANO PARK, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.20% |
| ROSEMARY CHOI3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.15% |
| BAKER, BRENNAN, DWAINE3 Filed as: BAKER ALLEN COMMODORE | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.09% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $276 | — | $276 | 7.27% |
| RODGER SUMICEK3 | P O BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $62 | — | $62 | 1.63% |
| JUSTIN LEBLANC3 | 202 FAR VELA LN LAKEWAY, TX 78734 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.26% |
| JAMES RICE3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.24% |
| MARK SCOTT OSTASZEWSKI3 Filed as: MARK OSTASZEWSKI | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.18% |
| BRYAN INGLIS3 | 104 PENNS WAY SHAVANO PARK, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.13% |
| ROSEMARY CHOI3 | 6200 SAVOY SUITE 345 HOUSTON, TX 77056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.11% |
| ALLEN BAKER3 | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.05% |
| IAN KELSO3 | 5455 RICHMOND AVENUE APT 4010 HOUSTON, TX 77056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| WESTCENTER BENEFITS INC3 | PO BOX 420659 HOUSTON, TX 77242 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $71 | — | $71 | 2.12% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON LLC | C/O ASSUREDPARTNERS OF HOUSTON HOUSTON, TX 77036 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $68 | — | $68 | 2.03% |
| SA GENERAL AGENCY INC3 | PO BOX 592737 SAN ANTONIO, TX 78259 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $13 | — | $13 | 0.39% |
| MICHAEL ANTHONY CHANDLER3 | 9839 COMMON LAW CONVERSE, TX 78109 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $9 | — | $9 | 0.27% |
| THOMAS SNYDER3 | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $7 | — | $7 | 0.21% |
| DARIN POTTS3 | 100 DETERING ST APT 2128 HOUSTON, TX 77007 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $7 | — | $7 | 0.21% |
| HORIZON BENEFITS LLC3 | 1150 N LOOP 1604 W SAN ANTONIO, TX 78258 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $6 | — | $6 | 0.18% |
| LYNDA TANNER3 | 333 UNDERWOOD HILL RD MURPHY, NC 28906 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $4 | — | $4 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 139 | $1.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 134 | $115K |
| Vision(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 323 | $171K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 323 | $150K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 323 | $150K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 323 | $150K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 139 | $1.7M |
| Other(7 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 323 | $187K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.