| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WESTCENTER BENEFITS INC3 Filed as: WESTCENTER BENEFITS, INC | 3100 S GESSNER RD STE 560 HOUSTON, TX 77063 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | $114K | $116K | 4.53% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNITED HEALTHCARE INSURANCE COMPANY | $107 | — | $107 | 0.00% |
| WESTCENTER BENEFITS INC3 | PO BOX 420659 HOUSTON, TX 772420659 | RELIANCE STANDARD | $4K | — | $4K | 2.64% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | RELIANCE STANDARD | $291 | — | $291 | 0.21% |
| WESTCENTER BENEFITS INC3 | 3100 S GESSNER ROAD #560 HOUSTON, TX 77063 | RELIANCE STANDARD | $7K | — | $7K | 8.33% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAN SAN ANTONIO INC | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | RELIANCE STANDARD | $1K | — | $1K | 1.67% |
| WESTCENTER BENEFITS INC3 | 3100 S GESSNER ROAD #560 HOUSTON, TX 77063 | RELIANCE STANDARD | $4K | — | $4K | 8.95% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | RELIANCE STANDARD | $1K | — | $1K | 2.54% |
| WESTCENTER BENEFITS INC3 | 3100 S GESSNER ROAD #560 HOUSTON, TX 77063 | RELIANCE STANDARD | $3K | — | $3K | 10.17% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | RELIANCE STANDARD | $82 | — | $82 | 0.25% |
| WESTCENTER BENEFITS INC3 | 3100 S GESSNER ROAD #560 HOUSTON, TX 77063 | RELIANCE STANDARD | $2K | — | $2K | 7.34% |
| WORTHAM SAN ANTONIO INC3 | 131 INTERPARK BLVD SAN ANTONIO, TX 782161841 | RELIANCE STANDARD | $431 | — | $431 | 1.85% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 7922 WESTGLEN DRIVE HOUSTON, TX 77063 | COLONIAL LIFE & ACCIDENT INSURANCE | $216 | — | $216 | 2.33% |
| WESTCENTER BENEFITS INC3 | PO BOX 420659 HOUSTON, TX 77242 | COLONIAL LIFE & ACCIDENT INSURANCE | $202 | — | $202 | 2.18% |
| SA GENERAL AGENCY INC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE | $70 | — | $70 | 0.76% |
| MICHAEL A GLANDLER3 | 16927 UNION CAVERN SAN ANTONIO, TX 78247 | COLONIAL LIFE & ACCIDENT INSURANCE | $42 | — | $42 | 0.45% |
| LYNDA TANNER3 | PO BOX 1225 SEABROOK, TX 77586 | COLONIAL LIFE & ACCIDENT INSURANCE | $36 | — | $36 | 0.39% |
| HORIZON BENEFITS LLC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE | $23 | — | $23 | 0.25% |
| DARIN POTTS3 | 510 BERING DRIVE HOUSTON, TX 77057 | COLONIAL LIFE & ACCIDENT INSURANCE | $19 | — | $19 | 0.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 249 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 249 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 553 | $2.5M |
| Dental | RELIANCE STANDARD | 547 | $140K |
| Life insurance(2 contracts) | RELIANCE STANDARD | 326 | $103K |
| Short-term disability | RELIANCE STANDARD | 159 | $42K |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD | 324 | $42K |
| Other | RELIANCE STANDARD | 326 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 553 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.