Welfare broker

HORIZON BENEFITS LLC

Mailing address (most recent filing)

1150 N LOOP 1604 W

SAN ANTONIO, TX 78258

Total comp: $384K
Commissions: $292K
Fees: $92K
Filings: 61
Sponsors: 61

Carrier mix

Where HORIZON BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$71K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MN	1	$71K	0.0%	50.15x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HORIZON BENEFITS LLC's plans by broker comp / premium ratio. Median 9.67% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HORIZON BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HORIZON BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JACOBS MANAGEMENT CORPORATION LIFE INSURANCE PLAN FOR EMPLOYEES OF JACOBS MANAGEMENT CORPORATION	MN	$71K	$7K	UNUM LIFE INSURANCE COMPANY OF AMERICA