| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA | 540 W MADISON STREET STE 1200 CHICAGO, IL 60661 | BLUECROSS BLUESHIELD OF TEXAS | $97K | $2K | $99K | 3.87% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. | 540 W. MADISON STREET STE 1200 CHICAGO, IL 60661 | DEARBORN LIFE INSURANCE COMPANY | $27K | — | $27K | 13.42% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $801 | — | $801 | 5.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2929 ALLEN PARKWAY SUITE 2500 HOUSTON, TX 77109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $154 | — | $154 | 0.98% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, MARSH & MCLENNAN | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $58 | $58 | 0.37% |
| SUMICEK RODGER3 | P O BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $54 | — | $54 | 0.34% |
| SECURANCE CORPORATION AGENCY3 Filed as: SECURANCE CORPORATION | 10205 WESTHEIMER RD, STE 1100 HOUSTON, TX 77042 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $41 | — | $41 | 0.26% |
| CHOI ROSEMARY3 | 7922 WEST GLEN DRIVE HOUSTON, TX 77063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC MARSH WORTHAM | PO BOX 301598 DALLAS, TX 75303 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.04% |
| OSTASZEWSKI MARK SCOTT3 | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| PENKO BRANDON3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77538 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| BAKER, ALLEN3 Filed as: BAKER ALLEN COMMODORE | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| CHANDLER DAMIAN K3 | 5206 STORMY AUTUMN SAN ANTONIO, TX 78247 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| RICE JAMES3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| WISE ALLISON A3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| BAKER, ALLEN3 Filed as: BAKER BRENNAN | 6200 SAVOY SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| INGLIS, BRYAN, JAMES3 Filed as: INGLIS BRYAN | 104 PENNS WAY SHAVANO PARK, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $853 | — | $853 | 8.74% |
| SUMICEK RODGER3 | PO BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $132 | — | $132 | 1.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2929 ALLEN PARKWAY SUITE 2500 HOUSTON, TX 77109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 0.25% |
| SECURANCE CORPORATION AGENCY3 Filed as: SECURANCE CORPORATION | 10205 WESTHEIMER RD STE 1100 HOUSTON, TX 77042 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 0.25% |
| LEBLANC JUSTIN3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $20 | — | $20 | 0.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | PO BOX 301598 DALLAS, TX 75303 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 0.15% |
| CHOI ROSEMARY3 | 7922 WEST GLEN DRIVE HOUSTON, TX 77063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.13% |
| OSTASZEWSKI MARK SCOTT3 | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.13% |
| PENKO BRANDON3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.10% |
| BAKER, ALLEN3 Filed as: BAKER ALLEN COMMODORE | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.07% |
| CHANDLER DAMIAN K3 | 5206 STORMY AUTUMN SAN ANTONIO, TX 78247 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| RICE JAMES3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| WISE ALLISON A3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| ROSALES TRINIDAD3 | 477 BROOKHOLLOW NEW BRAUNFELS, TX 78132 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, MARSH & MCLENNAN | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $2 | $2 | 0.02% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $820 | — | $820 | 8.42% |
| SUMICEK RODGER3 | P O BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $101 | — | $101 | 1.04% |
| LEBLANC JUSTIN3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 0.35% |
| SECURANCE CORPORATION AGENCY3 Filed as: SECURANCE CORPORATION | 10205 WESTHEIMER RD STE 1100 HOUSTON, TX 77042 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | — | $29 | 0.30% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC MARSH WORTHAM | PO BOX 301598 DALLAS, TX 75303 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.14% |
| OSTASZEWSKI MARK SCOTT3 | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.14% |
| RICE JAMES3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.13% |
| CHOI ROSEMARY3 | 7922 WEST GLEN DRIVE HOUSTON, TX 77063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.10% |
| BAKER, ALLEN3 Filed as: BAKER ALLEN COMMODORE | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.09% |
| INGLIS, BRYAN, JAMES3 Filed as: INGLIS BRYAN | 104 PENNS WAY SHAVANO PARK, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2929 ALLEN PARKWAY SUITE 2500 HOUSTON, TX 77109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, MARSH & MCLENNAN | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $4 | $4 | 0.04% |
| PENKO BRANDON3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| WISE ALLISON A3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $517 | — | $517 | 8.23% |
| SUMICEK RODGER3 | P O BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $93 | — | $93 | 1.48% |
| OSTASZEWSKI MARK SCOTT3 | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 0.43% |
| RICE JAMES3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.29% |
| INGLIS, BRYAN, JAMES3 Filed as: INGLIS BRYAN | 104 PENNS WAY SHAVANO PARK, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.14% |
| CHOI ROSEMARY3 | 7922 WEST GLEN DRIVE HOUSTON, TX 77063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.11% |
| BAKER, ALLEN3 Filed as: BAKER ALLEN COMMODORE | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.06% |
| PENKO BRANDON3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| ACCRETIVE ENROLLMENT SVCS LLC3 | 13750 SAN PEDRO AVE STE 550 SAN ANTONIO, TX 78232 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $436 | — | $436 | 7.66% |
| SUMICEK RODGER3 | PO BOX 420659 HOUSTON, TX 77242 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $89 | — | $89 | 1.56% |
| LEBLANC JUSTIN3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.21% |
| OSTASZEWSKI MARK SCOTT3 | 23618 ORTENSIA STREET RICHMOND, TX 77406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.18% |
| RICE JAMES3 | 5749 SEA BREEZE LN FT WORTH, TX 76135 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.16% |
| CHOI ROSEMARY3 | 7922 WEST GLEN DRIVE HOUSTON, TX 77063 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.14% |
| INGLIS, BRYAN, JAMES3 Filed as: INGLIS BRYAN | 104 PENNS WAY SHAVANO PARK, TX 78231 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.12% |
| KELSO IAN3 | 5455 RICHMOND AVENUE APT 4010 HOUSTON, TX 77056 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.09% |
| BAKER, ALLEN3 Filed as: BAKER ALLEN COMMODORE | 6200 SAVOY DR SUITE 345 HOUSTON, TX 77036 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| PENKO BRANDON3 | 4927 MAGNOLIA BEND DR ROSHARON, TX 77583 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | 2929 ALLEN PARKWAY SUITE 2500 HOUSTON, TX 77109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, MARSH & MCLENNAN | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $1 | $1 | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON LLC | C/O ASSUREDPARTNERS OF HOUSTON HOUSTON, TX 77036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 2.39% |
| WESTCENTER BENEFITS INC3 | P. O. BOX 420659 HOUSTON, TX 77242 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $69 | — | $69 | 2.23% |
| SA GENERAL AGENCY INC3 | PO BOX 592737 SAN ANTONIO, TX 78259 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.45% |
| MICHAEL ANTHONY CHANDLER3 | 9839 COMMON LAW CONVERSE, TX 78109 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.32% |
| DARIN POTTS3 | 100 DETERING ST APT 2128 HOUSTON, TX 77007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.26% |
| HORIZON BENEFITS LLC3 | 1150 N LOOP 1604 W SAN ANTONIO, TX 78258 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.23% |
| THOMAS SNYDER3 | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.23% |
| LYNDA TANNER3 | 333 UNDERWOOD HILL RD MURPHY, NC 28906 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 261 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 308 | $2.6M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 308 | $2.6M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 177 | $202K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 177 | $217K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 177 | $202K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 177 | $202K |
| Other(6 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 177 | $236K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.