| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH | 3861 AMBASSADOR CAFFERY PKWY STE550 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $26K | $2K | $28K | 1.77% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $0 | $1K | $1K | 0.08% |
| HUB INTERNATIONAL MIDWEST LIMITED6 Filed as: HUB INTERNATIONAL GULF SOUTH | 3861 AMBASSADOR CAFFERY PKWY STE550 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $6K | $341 | $6K | 10.51% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $0 | $1K | $1K | 2.30% |
| JAMI KAY FAIRCHILD3 | 6635 ANTIOCH CROSSING BATON ROUGE, LA 70517 | AFLAC | $4K | $50 | $4K | 7.59% |
| BRANTLEY R SALTER3 | 10631 MCGUIRE AVE BATON ROUGE, LA 70810 | AFLAC | $3K | $74 | $3K | 7.06% |
| DAVID MARKS3 | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $698 | $29 | $727 | 1.50% |
| ETHAN BOUILLION3 | 13675 COURSEY BLVD APT 622 BATON ROUGE, LA 70817 | AFLAC | $628 | $3 | $631 | 1.30% |
| JOHN R CAMBRE3 Filed as: JOHN CAMBRE | P O BOX 62 OXCAR, LA 70762 | AFLAC | $392 | — | $392 | 0.81% |
| BARRY J STEWART3 | 9507 HIGH POINT RD BATON ROUGE, LA 70810 | AFLAC | $241 | — | $241 | 0.50% |
| MICHELLE D VEAL3 | 7254 EFFIE DRIVE DENHAM SPRINGS, LA 70706 | AFLAC | $142 | — | $142 | 0.29% |
| JACQUELINE BARNES3 | 5610 PLANTATION RIDGE ROAD CHARLOTTE, NC 28214 | AFLAC | $58 | — | $58 | 0.12% |
| BLAZE J FREMIN3 Filed as: BLAZE J FREEMAN | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $52 | — | $52 | 0.11% |
| SHERRY DEAN HOMAN3 | 1307 THOMASSEE ROAD ARNAUDVILLE, LA 70512 | AFLAC | $52 | — | $52 | 0.11% |
| KIMBERLY BOURQUE SMITH3 | 642 CLARENCE CORMIER ROAD CARENCRO, LA 70520 | AFLAC | $49 | — | $49 | 0.10% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $49 | — | $49 | 0.10% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $25 | — | $25 | 0.05% |
| VIRGINIA L MURPHY3 Filed as: VIRGINIA MURPHY | 2160 STREET ROAD LIBERTYY, MS 39645 | AFLAC | $23 | — | $23 | 0.05% |
| BENJAMIN BRUNS3 | 8914 BEACON MILL DR CYPRESS, TX 77433 | AFLAC | $20 | — | $20 | 0.04% |
| CATHERINE BOUDREAUX3 | 707 SAINT SETON LN YOUNGSVILLE, LA 70592 | AFLAC | $20 | — | $20 | 0.04% |
| JOHN THRASH3 | 1713 LOUELLA COURT HURST, TX 76054 | AFLAC | $19 | — | $19 | 0.04% |
| RICKY C PISANI3 Filed as: RICKY PISANI | P. O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $11 | — | $11 | 0.02% |
| JEFFREY C WEST3 Filed as: JEFFREY WEST | 2466 FM 1697 LEDBETTER, TX 78946 | AFLAC | $10 | — | $10 | 0.02% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $6 | — | $6 | 0.01% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD #116 BATON ROUGE, LA 70810 | AFLAC | $4 | — | $4 | 0.01% |
| GERARD JOSEPH BARRILLEAUX3 | 17124 BENTONS FERRY AVE. GREENWELL SPRINGS, LA 70739 | AFLAC | $3 | — | $3 | 0.01% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE ST. MARTINVILLE, LA 70582 | AFLAC | $3 | — | $3 | 0.01% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $2 | — | $2 | 0.00% |
| MICHAEL J MCNAUGHTON3 Filed as: MICHAEL MCNAUGHTON | 333 JB RATCLIFF ROAD RAYVILLE, LA 71269 | AFLAC | $2 | — | $2 | 0.00% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $1 | — | $1 | 0.00% |
| RICKY POLSER3 | 1210 COUNTY ROAD 4938 LEONARD, TX 75452 | AFLAC | $1 | — | $1 | 0.00% |
| CANDICE TRIGGS3 | 8634 PASCAGOULA DR BATON ROUGE, LA 70810 | AFLAC | $0 | — | $0 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3861 AMBASSADOR CAFFERY PKWY STE 55 LAFAYETTE, LA 70503 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $472 | $181 | $653 | 13.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 91 | $1.6M |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 95 | $59K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 95 | $59K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 141 | $53K |
| Short-term disability | AFLAC | 43 | $49K |
| Long-term disability | AFLAC | 43 | $49K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 91 | $1.6M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 91 | $1.6M |
| Other | AFLAC | 43 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.