| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $45K | $38K | $84K | 3.71% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $14K | $2K | $16K | 13.26% |
| JAMI KAY FAIRCHILD3 | 6635 ANTIOCH CROSSING BATON ROUGE, LA 70517 | AFLAC | $10K | $260 | $11K | 12.86% |
| BRANTLEY R SALTER3 | 10631 MCGUIRE AVE BATON ROUGE, LA 70810 | AFLAC | $9K | $108 | $9K | 10.87% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $3K | $74 | $3K | 3.50% |
| BARRY J STEWART3 | 9507 HIGH POINT RD BATON ROUGE, LA 70810 | AFLAC | $1K | $22 | $1K | 1.41% |
| MICHELLE D VEAL3 | 7254 EFFIE DRIVE DENHAM SPRINGS, LA 70706 | AFLAC | $1K | $52 | $1K | 1.35% |
| GERARD JOSEPH BARRILLEAUX3 | 9137 RUE DE VIEUX CARRE DENHAM SPRINGS, LA 70706 | AFLAC | $531 | — | $531 | 0.65% |
| JACQUELINE BARNES3 | 11403 CARRIES ORCHARD DRIVE BATON ROUGE, LA 70810 | AFLAC | $208 | — | $208 | 0.25% |
| BLAZE J FREMIN3 | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $78 | — | $78 | 0.10% |
| SHERRY DEAN HOMAN3 | 140 RUE BEAUREGARD STE C LAFAYETTE, LA 70508 | AFLAC | $52 | — | $52 | 0.06% |
| KIMBERLY BOURQUE SMITH3 | 642 CLARENCE CORMIER ROAD CARENCRO, LA 70520 | AFLAC | $49 | — | $49 | 0.06% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $49 | — | $49 | 0.06% |
| MONIQUE FREMIN3 | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $32 | — | $32 | 0.04% |
| LYNNWARD J BOUDREAUX3 | 403 JAMES STREET NEW IBERIA, LA 70560 | AFLAC | $30 | — | $30 | 0.04% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $25 | — | $25 | 0.03% |
| BENJAMIN BRUNS3 | 3000 JULY STREET APT 2111 BATON ROUGE, LA 70808 | AFLAC | $23 | — | $23 | 0.03% |
| RICKY C PISANI3 | P. O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $22 | — | $22 | 0.03% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD #116 BATON ROUGE, LA 70810 | AFLAC | $10 | — | $10 | 0.01% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE ST. MARTINVILLE, LA 70582 | AFLAC | $3 | — | $3 | 0.00% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.00% |
| JEFF F GODCHAUX JR3 | P. O. BOX 40 OPELOUSAS, LA 70571 | AFLAC | $2 | — | $2 | 0.00% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $2 | — | $2 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $671 | $535 | $1K | 23.37% |
| AXA ASSISTANCE, USA3 Filed as: SOUTHERN NATIONAL MARKETING CO | P. O. BOX 1507 SECAUCUS, NJ 07096 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $470 | $470 | 9.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 255 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 255 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 195 | $2.2M |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 219 | $119K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 219 | $119K |
| Life insurance(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 255 | $206K |
| Short-term disability | AFLAC | 78 | $82K |
| Long-term disability | AFLAC | 78 | $82K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 195 | $2.2M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 195 | $2.2M |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 219 | $201K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 255 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.