| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $32K | $6K | $38K | 1.77% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH | 3861 AMBASSADOR CAFFERY PKWY STE550 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $2K | $0 | $2K | 0.11% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $8K | $2K | $10K | 11.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH | 3861 AMBASSADOR CAFFERY PKWY STE550 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $594 | — | $594 | 0.70% |
| JAMI KAY FAIRCHILD3 | 6635 ANTIOCH CROSSING BATON ROUGE, LA 70517 | AFLAC | $5K | $178 | $5K | 6.71% |
| BRANTLEY R SALTER3 | 10631 MCGUIRE AVE BATON ROUGE, LA 70810 | AFLAC | $5K | $178 | $5K | 5.87% |
| DAVID MARKS3 | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $1K | $19 | $1K | 1.59% |
| CANDICE TRIGGS3 | 8634 PASCAGOULA DR BATON ROUGE, LA 70810 | AFLAC | $458 | $64 | $522 | 0.64% |
| DAVID MARKS3 | 4021 WE HECK ST STE J BATON ROUGE, LA 70816 | AFLAC | $437 | $64 | $501 | 0.61% |
| BARRY J STEWART3 | 9507 HIGH POINT RD BATON ROUGE, LA 70810 | AFLAC | $450 | $0 | $450 | 0.55% |
| ETHAN BOUILLION3 | 13675 COURSEY BLVD APT 622 BATON ROUGE, LA 70817 | AFLAC | $351 | — | $351 | 0.43% |
| MICHELLE D VEAL3 | 7254 EFFIE DRIVE DENHAM SPRINGS, LA 70706 | AFLAC | $306 | — | $306 | 0.38% |
| JACQUELINE BARNES3 | 5610 PLANTATION RIDGE ROAD CHARLOTTE, NC 28214 | AFLAC | $159 | — | $159 | 0.20% |
| BENJAMIN BRUNS3 | 8914 BEACON MILL DR CYPRESS, TX 77433 | AFLAC | $86 | — | $86 | 0.11% |
| MICHAEL C WALKER3 Filed as: MICHAEL MURPHY | 366 SNAPDRAGON LANE MCKINNEY, TX 75070 | AFLAC | $82 | — | $82 | 0.10% |
| BLAZE J FREMIN3 Filed as: BLAZE J FREEMAN | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $71 | — | $71 | 0.09% |
| KIMBERLY BOURQUE SMITH3 | 642 CLARENCE CORMIER ROAD CARENCRO, LA 70520 | AFLAC | $49 | — | $49 | 0.06% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $49 | — | $49 | 0.06% |
| SHERRY DEAN HOMAN3 | 1307 THOMASSEE ROAD ARNAUDVILLE, LA 70512 | AFLAC | $39 | — | $39 | 0.05% |
| LYNNWARD J BOUDREAUX3 | 402 JAMES STREET NEW IBERIA, LA 70560 | AFLAC | $31 | — | $31 | 0.04% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $25 | — | $25 | 0.03% |
| BARBARA ANN MCNAUGHTON3 Filed as: BARBARA MCNAUGHTON | 4810 CORPORATE DR NW HUNTSVILLE, AL 35805 | AFLAC | $25 | — | $25 | 0.03% |
| JOHN THRASH3 | 1713 LOUELLA COURT HURST, TX 76054 | AFLAC | $19 | — | $19 | 0.02% |
| RICKY C PISANI3 Filed as: RICKY PISANI | P. O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $16 | — | $16 | 0.02% |
| GERARD JOSEPH BARRILLEAUX3 | 17124 BENTONS FERRY AVE. GREENWELL SPRINGS, LA 70739 | AFLAC | $14 | — | $14 | 0.02% |
| SHERRY DEAN HOMAN3 | 2040 PERENNIAL LANE BATON ROUGE, LA 70810 | AFLAC | $13 | — | $13 | 0.02% |
| JEFFREY C WEST3 Filed as: JEFFREY WEST | 2466 FM 1697 LEDBETTER, TX 78946 | AFLAC | $10 | — | $10 | 0.01% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD #116 BATON ROUGE, LA 70810 | AFLAC | $6 | — | $6 | 0.01% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $6 | — | $6 | 0.01% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE ST. MARTINVILLE, LA 70582 | AFLAC | $3 | — | $3 | 0.00% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.00% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTRY ROAD X MCLEAN, TX 79057 | AFLAC | $2 | — | $2 | 0.00% |
| RICKY POLSER3 | 1210 COUNTY ROAD 4938 LEONARD, TX 75452 | AFLAC | $1 | — | $1 | 0.00% |
| HARVEY EDWARD MCCREARY JR3 | 717 BOSLEY DRIVE FATE, TX 75087 | AFLAC | $1 | — | $1 | 0.00% |
| GARY C KLEIN3 Filed as: GARY KLEIN | 3211 SEBASTIAN DRIVE CARROLLTON, TX 75006 | AFLAC | $1 | — | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF OMSIRAMCE SERVOCE | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | EQUTABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $518 | $188 | $706 | 15.14% |
| AXA ASSISTANCE, USA3 Filed as: SOUTHERN NATIONAL MARKETING CO | P. O. BOX 1507 SECAUCUS, NJ 07096 | EQUTABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $326 | $326 | 6.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3861 AMBASSADOR CAFFERY PKWY STE 55 0 LAFAYETTE, LA 70503 | EQUTABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $106 | — | $106 | 2.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 103 | $2.2M |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 105 | $85K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 105 | $85K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 162 | $86K |
| Short-term disability | AFLAC | 61 | $81K |
| Long-term disability | AFLAC | 61 | $81K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 103 | $2.2M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 103 | $2.2M |
| Other | AFLAC | 61 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.