| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 400 E. KALISTE SALOOM RD, STE 3000 LAFAYETTE, LA 70508 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $49K | $23K | $72K | 5.08% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 400 E. KALISTE SALOOM RD, STE 3000 LAFAYETTE, LA 70508 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $11K | — | $11K | 10.56% |
| JAMI KAY FAIRCHILD3 | 6635 ANTIOCH CROSSING BATON ROUGE, LA 70517 | AFLAC | $5K | $603 | $5K | 10.68% |
| BRANTLEY R SALTER3 | 10631 MCGUIRE AVE BATON ROUGE, LA 70810 | AFLAC | $2K | $603 | $3K | 6.07% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $1K | $241 | $1K | 2.83% |
| BARRY J STEWART3 | 9507 HIGH POINT RD BATON ROUGE, LA 70810 | AFLAC | $856 | $121 | $977 | 2.04% |
| MICHELLE D VEAL3 | P. O. BOX 77115 BATON ROUGE, LA 70879 | AFLAC | $482 | $121 | $603 | 1.26% |
| MICHELLE D VEAL3 | 7284 EFFIE DRIVE DENHAM SPRINGS, LA 70706 | AFLAC | $190 | — | $190 | 0.40% |
| BLAZE J FREMIN3 | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $78 | — | $78 | 0.16% |
| SHERRY DEAN HOMAN3 | 140 RUE BEAUREGARD STE C LAFAYETTE, LA 70508 | AFLAC | $52 | — | $52 | 0.11% |
| KIMBERLY BOURQUE SMITH3 | 642 CLARENCE CORMIER ROAD CARENCRO, LA 70520 | AFLAC | $49 | — | $49 | 0.10% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $49 | — | $49 | 0.10% |
| MONIQUE FREMIN3 | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $32 | — | $32 | 0.07% |
| LYNNWARD J BOUDREAUX3 | 403 JAMES STREET NEW IBERIA, LA 70560 | AFLAC | $30 | — | $30 | 0.06% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $25 | — | $25 | 0.05% |
| RICKY C PISANI3 | P. O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $22 | — | $22 | 0.05% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD #116 BATON ROUGE, LA 70810 | AFLAC | $10 | — | $10 | 0.02% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE ST. MARTINVILLE, LA 70582 | AFLAC | $3 | — | $3 | 0.01% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.00% |
| JEFF F GODCHAUX JR3 | P. O. BOX 40 OPELOUSAS, LA 70571 | AFLAC | $2 | — | $2 | 0.00% |
| JOSEPH F GODCHAUX JR3 | P. O. BOX 40 OPELOUSAS, LA 70571 | AFLAC | $2 | — | $2 | 0.00% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 217 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 176 | $1.4M |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 217 | $103K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 217 | $103K |
| Life insurance(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 217 | $151K |
| Short-term disability | AFLAC | 55 | $48K |
| Long-term disability | AFLAC | 55 | $48K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 176 | $1.4M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 176 | $1.4M |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 217 | $151K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.