| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $45K | $8K | $54K | 2.31% |
| JAMI KAY FAIRCHILD3 | 6635 ANTIOCH CROSSING BATON ROUGE, LA 70517 | AFLAC | $12K | $541 | $12K | 10.32% |
| BRANTLEY R SALTER3 | 10631 MCGUIRE AVE BATON ROUGE, LA 70810 | AFLAC | $11K | $549 | $11K | 9.43% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $4K | $231 | $4K | 3.24% |
| CANDACE TRIGGS3 | 8634 PASCAGOULA DRIVE BATON ROUGE, LA 70810 | AFLAC | $2K | $1 | $2K | 1.63% |
| BARRY J STEWART3 | 9507 HIGH POINT RD BATON ROUGE, LA 70810 | AFLAC | $607 | — | $607 | 0.51% |
| MICHELLE D VEAL3 | 7254 EFFIE DRIVE DENHAM SPRINGS, LA 70706 | AFLAC | $458 | — | $458 | 0.39% |
| JACQUELINE BARNES3 | 8211 VILLAGE PLAZA CT UNIT 2A BATON ROUGE, LA 70810 | AFLAC | $335 | $84 | $419 | 0.35% |
| BENJAMIN BRUNS3 | 8914 BEACON MILL DR CYPRESS, TX 77433 | AFLAC | $348 | $49 | $397 | 0.33% |
| MICHAEL B MURPHY3 | 3616 SNAPDRAGON LANE MCKINNEY, TX 75070 | AFLAC | $94 | — | $94 | 0.08% |
| BLAZE J FREMIN3 Filed as: BLAZE J FREEMAN | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $75 | — | $75 | 0.06% |
| GERARD JOSEPH BARRILLEAUX3 | 17124 BENTONS FERRY AVE. GREENWELL SPRINGS, LA 70739 | AFLAC | $75 | — | $75 | 0.06% |
| EMILY ANNE HEITMAN3 | 3511 SERENE DRIVE MIDLOTHIAN, TX 76065 | AFLAC | $71 | — | $71 | 0.06% |
| SHERRY DEAN HOMAN3 | 1307 THOMASSEE ROAD ARNAUDVILLE, LA 70512 | AFLAC | $52 | — | $52 | 0.04% |
| KIMBERLY BOURQUE SMITH3 | 642 CLARENCE CORMIER ROAD CARENCRO, LA 70520 | AFLAC | $49 | — | $49 | 0.04% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $49 | — | $49 | 0.04% |
| BARBARA ANN MCNAUGHTON3 | 41910 CORPORATE DRIVE NW HUNTSVILLE, AL 35805 | AFLAC | $34 | — | $34 | 0.03% |
| LYNNWARD J BOUDREAUX3 | 403 JAMES STREET NEW IBERIA, LA 70560 | AFLAC | $31 | — | $31 | 0.03% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $25 | — | $25 | 0.02% |
| JOHN THRASH3 Filed as: JOHN J THRASH | 1713 LOUELLA CT HURST, TX 76054 | AFLAC | $23 | — | $23 | 0.02% |
| RICKY C PISANI3 | P. O. BOX 13757 NEW IBERIA, LA 70562 | AFLAC | $19 | — | $19 | 0.02% |
| MONIQUE FREMIN3 | P. O. BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $19 | — | $19 | 0.02% |
| LESTER RAY BLACKSHEAR3 | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $11 | — | $11 | 0.01% |
| JEFFREY C WEST3 | 2466 FM 1697 LEDBETTER, TX 78946 | AFLAC | $11 | — | $11 | 0.01% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD #116 BATON ROUGE, LA 70810 | AFLAC | $8 | — | $8 | 0.01% |
| PATRICIA R ALDAPE3 | P. O. BOX 181515 ARLINGTON, TX 78096 | AFLAC | $8 | — | $8 | 0.01% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $7 | — | $7 | 0.01% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DRIVE LAS VEGAS, NV 89134 | AFLAC | $5 | — | $5 | 0.00% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DRIVE ST. MARTINVILLE, LA 70582 | AFLAC | $3 | — | $3 | 0.00% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTRY ROAD X MCLEAN, TX 79057 | AFLAC | $3 | — | $3 | 0.00% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.00% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $2 | — | $2 | 0.00% |
| JOSEPH F GODCHAUX JR3 | P. O. BOX 40 OPELOUSAS, LA 70571 | AFLAC | $1 | — | $1 | 0.00% |
| RICKY POLSER3 | 1210 COUNTY ROAD 4938 LEONARD, TX 75452 | AFLAC | $1 | — | $1 | 0.00% |
| ALVIN J LILLEY3 | 1011A NYE DRSVILLE RD ALEXANDRIAMIT, LA 71303 | AFLAC | $1 | — | $1 | 0.00% |
| HARVEY EDWARD MCCREARY JR3 | 717 BOSLEY FATE, TX 75087 | AFLAC | $1 | — | $1 | 0.00% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $1 | — | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $11K | $4K | $15K | 13.23% |
| MCGRIFF INSURANCE SERVICES INC3 | 5750 JOHNSTON STREET STE 505 LAFAYETTE, LA 70503 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $779 | — | $779 | 10.00% |
| AXA ASSISTANCE, USA3 Filed as: SOUTHERN NATIONAL MARKETING CO | P. O. BOX 1507 SECAUCUS, NJ 07096 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $545 | $545 | 7.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 121 | $2.3M |
| Dental | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 120 | $113K |
| Vision | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 120 | $113K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 174 | $126K |
| Short-term disability | AFLAC | 76 | $119K |
| Long-term disability | AFLAC | 76 | $119K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 121 | $2.3M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 121 | $2.3M |
| Other | AFLAC | 76 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.