| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $902 | $5K | 3.45% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $20K | $837 | $21K | 15.63% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18K | $693 | $18K | 15.59% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $140 | $3K | 15.68% |
| RWI BENEFITS LLC3 | PO BOX 2427 JOPLIN, MO 64803 | AFLAC | $13K | — | $13K | — |
| JULIA HADORN3 Filed as: JULIA R HADORN | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $4K | $34 | $4K | — |
| TERRY HORAK3 | 6321 NW HUMPHREY RD TOPEKA, KS 66618 | AFLAC | $643 | — | $643 | — |
| JON R OVERACRE3 Filed as: JON OVERACRE | 10502 W 133RD TER APT 107 OVERLAND PARK, KS 66213 | AFLAC | $566 | $11 | $577 | — |
| TREVOR DEAN HADORN3 | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $449 | — | $449 | — |
| BRIANA LYNN HADORN3 | 10778 S CARBONDALE ST OLATHE, KS 66061 | AFLAC | $342 | — | $342 | — |
| WENDY HORAK3 | 6321 NW HUMPHREY RD TOPEKA, KS 66618 | AFLAC | $256 | — | $256 | — |
| ARICCA WALLACE3 | 5100 CANYON RD MANHATTAN, KS 66503 | AFLAC | $244 | — | $244 | — |
| JASON SCOTT WHITE3 | 6334 STEVENSON ST SHAWNEE, KS 66218 | AFLAC | $156 | — | $156 | — |
| ROGERS BENEFIT GROUP INC3 Filed as: ANGELA COOK | 5608 NE HIDDEN MEADOW CIR LEES SUMMIT, MO 64064 | AFLAC | $155 | — | $155 | — |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $115 | — | $115 | — |
| LAUREN HARRIS3 Filed as: LAUREN TAYLOR HARRIS | 1716 S ANN CT INDEPENDENCE, MO 64057 | AFLAC | $106 | — | $106 | — |
| NATHAN HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $97 | — | $97 | — |
| J SCOTT DAY3 | 2525 NW TOPEKA BLVD TOPEKA, KS 66617 | AFLAC | $76 | — | $76 | — |
| ALAN D HURT3 | PO BOX 277 MOUND CITY, KS 66056 | AFLAC | $68 | — | $68 | — |
| JEANNE DYCUS3 | 4026 NE WOODRIDGE DR LEES SUMMIT, MO 64064 | AFLAC | $66 | — | $66 | — |
| STACIE JUENEMANN3 Filed as: STACIE L JUENEMANN | 2630 FARM BUREAU RD STE B MANHATTAN, KS 66502 | AFLAC | $52 | — | $52 | — |
| LISA LAFALIER3 | 103 S 18TH ST PARSONS, KS 67357 | AFLAC | $41 | — | $41 | — |
| BRAD SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $38 | — | $38 | — |
| ANNIE BASS3 Filed as: ANNIE LAURA BASS | PO BOX 19592 LENEXA, KS 66285 | AFLAC | $32 | — | $32 | — |
| ROBERT GELSZAT3 | 11251 E BELLAIRE ST WICHITA, KS 67207 | AFLAC | $31 | — | $31 | — |
| CALEB GILMOUR3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $31 | — | $31 | — |
| PATRICIA ZOELLER3 | PO BOX 181 KINGMAN, KS 67068 | AFLAC | $26 | — | $26 | — |
| DARLENE M BAKER3 Filed as: DARLENE BAKER | 102 WILLOW DR LANSING, KS 66043 | AFLAC | $24 | — | $24 | — |
| KEITH WILLIAMS3 | 2374 FOUR LAKES DR BLANCHARD, OK 73010 | AFLAC | $24 | — | $24 | — |
| DOUGLAS DURBIN3 | 304 W CEDAR FULTON, KS 66738 | AFLAC | $22 | — | $22 | — |
| TERRANCE GREENE3 | 11318 WOODWARD ST OVERLAND PARK, KS 66210 | AFLAC | $22 | — | $22 | — |
| SHERRI LARSON3 | 74 S 17TH ST KANSAS CITY, KS 66102 | AFLAC | $18 | — | $18 | — |
| BRENNAN HURT3 Filed as: BRENNAN A HURT | 5600 MILLRIDGE ST SHAWNEE, KS 66218 | AFLAC | $17 | — | $17 | — |
| WANDA SNYDER3 | 5609 POWERCAT PL MANHATTAN, KS 66503 | AFLAC | $12 | — | $12 | — |
| KENNETH MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $12 | — | $12 | — |
| JONI S WOBORNY BUNKER3 Filed as: JONI WOBORNY BUNKER | 1837 VIRGINIA DR MANHATTAN, KS 66502 | AFLAC | $9 | — | $9 | — |
| AMANDA BAZOR3 | 4780 LOTTIES RD MARIETTA, OK 73448 | AFLAC | $8 | — | $8 | — |
| MICHAEL D CHRISMAN3 Filed as: MICHAEL CHRISMAN | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $8 | — | $8 | — |
| MICHAEL D CHRISMAN3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $8 | — | $8 | — |
| JOHN A BACON3 | 11630 W 158TH TER OVERLAND PARK, KS 66221 | AFLAC | $7 | — | $7 | — |
| JEREMIAH D POPELKA3 Filed as: JEREMIAH POPELKA | 315 HOUSTON ST STE C MANHATTAN, KS 66502 | AFLAC | $6 | — | $6 | — |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 2600 KELLY RD STE 300 WARRINGTON, PA 18976 | AFLAC | $5 | — | $5 | — |
| JEFFERY PAUL SEPESI3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $4 | — | $4 | — |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67045 | AFLAC | $3 | — | $3 | — |
| MICHAEL STORRER3 | 114 HOLLIDAY ST OSAGE CITY OSAGE CITY, KS 66523 | AFLAC | $3 | — | $3 | — |
| DEREK J COMAGES3 Filed as: DEREK COMAGES | 631-5 HC 60 BOX CHECOTAH, OK 74426 | AFLAC | $3 | — | $3 | — |
| MICHAEL HAUMANN3 Filed as: MICHAEL W HAUMANN | 447 N 2 MILE RD FORT GIBSON, OK 74434 | AFLAC | $2 | — | $2 | — |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $2 | — | $2 | — |
| PERRY HENAULT3 | 4323 SW MISTY HARBOR DR TOPEKA, KS 66610 | AFLAC | $2 | — | $2 | — |
| JOHN A BACON3 | 13716 PARKHILL OVERLAND PARK, KS 66221 | AFLAC | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,041 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,041 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 11 | $0 |
| Dental | AFLAC | 11 | $0 |
| Vision | AFLAC | 11 | $0 |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 212 | $117K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 151 | $21K |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 938 | $280K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 938 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.